(Closed) I want to go back to school? Need advice the financial aid application….

posted 6 years ago in New Jersey – North Central New Jersey
Post # 3
Member
9139 posts
Buzzing Beekeeper
  • Wedding: November 2013 - St. Augustine Beach, FL

@brokeninnj:  Fill out a FAFSA online ASAP!  It will tell you what monies are available to you.  Yes, having that much in savings will likely affect your ability to qualify for things like Pell grants which are based on income and assets.  But you won’t know until you fill out a FAFSA.

A FAFSA is free and many schools require you fill one out anyway so just do it!  Generally, dependents are only children residing in your household but the FAFSA may have another definition but it should be listed somewhere.  They have help call in numbers where people can answer your questions as you go.  http://www.fafsa.ed.gov/

Post # 4
Member
6215 posts
Bee Keeper
  • Wedding: August 2013 - The Liberty House

having money saved won’t affect your chances of getting in anywhere- most applications are need blind. 

I really have no experience with the other question, but I would approach the dependent question like your taxes- if you claim them on your tzxes, then I would list them on the application. 

ETA you can always call the financial aid office and ask!

Post # 5
Member
451 posts
Helper bee
  • Wedding: May 2012

What are you looking to do??

 

If you need any help I am an Assistant Director of Admissions for a Georgia College that also has an online division (I work for the online division) and Id be happy to help you with any questions (no this is not me trying to get you to come to the school I work for..)

Post # 6
Member
1876 posts
Buzzing bee
  • Wedding: October 2014

@gsu02olliff:  Another Admissions bee here! Hi!

Congrats on wanting to go back to school! Yes, having savings will affect your financial aid in some capacity. But you are being VERY smart in going to a community college first. I recommend you try to go full-time and work out a payment plan. The tuition will be affordable, you might just need it spread out so it isn’t all due upfront. Also, this is very important, look into what colleges your community college will have an articulation agreement with. This will mean a guarentee that your credits will transfer over, and you will be able to finish a four year degree faster. Since you are concerned about cost, I recommend stick with public schools – the value cannot be beat.

Now – do you know what your eventual goal is? I would think hard about picking a track that will get you to where you want to be asap. For example, if you want to become a Nurse, many schools have fast track programs. Same can go for Accounting. Or Teaching. I’d be happy to help with any questions you might have!

Post # 7
Member
451 posts
Helper bee
  • Wedding: May 2012

Whatever you do please make sure the school you attend is a regionally accredited school.. I would hate for you to go through 2 years of a program and none of your credits be able to transfer.

Post # 9
Member
451 posts
Helper bee
  • Wedding: May 2012

@brokeninnj:  You are VERY welcome.. the FAFSA is the first step.. make sure if you have questions on it you check the bottom right box that says “Help and hints”. Also make sure that you try to use the “IRS Data retreval tool” which will make things so much easier. Good luck with everything and Im here if you need help.

Post # 10
Member
3227 posts
Sugar bee

@brokeninnj:  I am not sure anyone has answered the question about the children yet – they are the dependent of whoever claims them on their tax return. From that viewpoint, if you pay child support but do not claim them on your tax return, then you can’t claim them on your financial aid.

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