(Closed) ID Theft

posted 7 years ago in Money
Post # 3
Member
13099 posts
Honey Beekeeper
  • Wedding: July 2010

Well its not what is keeping you from getting a job because I’ve NEVER heard of a potential employer checking credit scores (I have a feeling it would be illegal for them to do so).

It sucks what you are going through and I definitely agree that you shouldn’t just pay the debt as it really isn’t your debt to pay.  I’ve never dealt with this so I can’t really advise other than to keep fighting and hopefully it will all get straightened out soon!

Post # 5
Member
3620 posts
Sugar bee
  • Wedding: September 2010

Many companies look at credit scores as part of the applicant background check – especially if the company is in the financial or insurance business.

I’m sorry to hear this, you should be able to get resolution through the fair credit/reporting bureaus!

Post # 6
Member
6661 posts
Bee Keeper
  • Wedding: May 2010

It’s not illegal for potential employers to check a job candidates credit score as part of the background check. They have to get consent from the candidate first, so you will definitley know if they are doing this.

I’ve worked for 3 different companies and all 3 have checked my credit score. It’s to protect themselves against hiring an employee who may potentially try to steal from the company and in general they like to know they are hiring someone responsible.

What happened to you really sucks. If you can pay off the debt, I would pay it just to get rid of the problem fast. I don’t know anything about hiring a lawyer to help with this issue, but if you think it will help then go for it. And you should definitely sign up for those credit monitoring services offered by freecreditreport.com, etc. so you can notice right away if something happens.

Post # 7
Member
5921 posts
Bee Keeper
  • Wedding: December 2010

Ditto at the previous posters who have had their credit scores checked.  I know prior background checks I have consented to have mentioned that they reserve the right to check your credit score.  As to whether or not they actually have, I am not sure.

I am so sorry you are going through this, this makes me sick for you.  As much as you probably don’t want to, I would hire an attorney.

Post # 8
Member
5148 posts
Bee Keeper
  • Wedding: June 2011

There are companies that will check your credit score, especially if you are in a postition where you have information other people want. They don’t want someone to be tempted to sell information as a way to get out of personal financial trouble.

As far as what to do about identify theft, I don’t know how to get creditors to stop calling you and how to get it wiped from your name. Are there any fiancial lawyers or anything that could help you out?

Post # 9
Member
13099 posts
Honey Beekeeper
  • Wedding: July 2010

What companies do background checks before hiring you?  None of my background checks have ever taken place until after I’ve accepted an offer.  They just then have the right to revoke it if something bad came up in the background check.

So unless you are having offers revoked after the background checks occur, I still stand by my previous statements that I don’t think this is the reason you aren’t finding a job.

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