Post # 1
she wants me to “gift” her the money. does that sound right? she mentioned a 3% charge if i sent her money for goods/services? i’ve never heard of that. i’m just scared of getting ripped off 🙁 she lives in chicago and i live in la.
Post # 4
we are using paypal.. but there’s options: giving money as a gift or for services/goods. i’ve always done services/goods without a 3% charge.
Post # 5
@geekchick: Nothing like a tax dodger to make wedding dress shopping complete….I wouldn’t “gift” anyone anything, she’s selling something and your buying it…gotta pay Unlce Sam.
Post # 6
@geekchick: It’s services/goods, not a gift. I paid my photographer this way; she sent me an invoice, and I sent her the money…
I thought you had decided on a dress; is this a different one?
Post # 7
nope this is the same one – i went to david’s bridal to try it on to make sure the size was appropirate for me… but i am getting it used 🙂 i am no longer listening to the negitive comments from my friends 🙂
Post # 8
@geekchick: Good girl! I thought it looked awesome!
Post # 9
She will get charged form PayPal as the seller, so maybe she’s trying to go around that?
I’d still say I’m using the goods/services method and let her deal with the fees.
Post # 10
It’s not as though it’s illegal. It’s just a way of not having to give paypal money. It’s how we transfer money through friends all the time. You’re still protected.
Post # 12
If you give it as a gift, I am pretty sure that means YOU get dinged for the Paypal processing fee. Screw that. She is NOT doing you a favor by selling you her dress! Shady, shady, shady.
Post # 13
The thing is, if you “gift” this money for the dress, who’s to say she’ll even send the dress?
And what if you get the dress and it doesn’t fit or has a big ol’ wine stain on it? Good luck trying to get any money back with the “gifted” money.
If she cannot properly sell the dress to you and follow proper rules and conduct in doing so, then I would forget this one, frankly. To me, she’s already trying to bend rules so her scruples and honesty are already in question.
Post # 14
If you send it as a gift you are NOT protected. If you send it as goods/services then she gets charged a 2.9 % which you are not obligated to pay unless it has not been calculated into the price. Pay pal charges 2.9 percent for sellers. It is really annoying but it gives both of you security.
If I am sending money for goods to someone I know or have dealt with beofre I will send as a gift as to avoid charges. It is not illegal or shady. But it is up to you if you want to be protected or not, which in would like to be if I bought something form someone I have never dealt wiht before.
Post # 15
@littleluli: totally agree this is one time when you don’t want to use this option. offer do help with the 2,9% maybe u could slpit it. Or if not then tell her like it is and have her seal with it. Or offer to send half and then when u ge the dress send the other. so it win win for both.
Post # 16
what if i get insurance and a tracking number?