- 3 years ago
- Wedding: March 2016
If you link through my profile you’ll find a thread I started where I sought help from you all and then as of a week ago left an abusive relationship.
I pretty much had two options with my life when this happened – transfer with work to a lower position and move home to my parent’s house for who knows how long to save money, or find a place to rent and live where I am with my job and friends.<br /><br />And then my managers decided that it was good timing to promote me to a managerial position and with a week’s worth of hard thinking (a lot has happened in a week) I’ve decided it’s not only a good career path but it would feel so disappointing to leave everything I’ve worked hard for, including my friends.. so I’ve decided to stay and find somewhere to live.
In the past week I have been staying with a friend and have been viewing share accommodation and I DO NOT want to live like that. I can’t. It’s awful. I would rather move back home and give everything up. I’ve shared house in the past and it’s been such an uncomfortable way to live.
So then I have viewed rental properties, and have found one I like which is reasonable in price but not the cheapest. I’ve applied for the property.
And after a good hard think I’ve applied for a personal loan of $5,000 to cover rent + security deposit, plus furniture and white goods (bed, fridge, washing machine, a couch, etc etc). I figure that this is the time I need to basically ‘nut up or shut up’ and set myself up well. Yes, I could get second hand goods but I have no way of transporting them (unless new + delivered) – and the financially wise part of me thinks it’s best to buy things that will last me 10 years rather than things I will want/need to upgrade in the future….
Obviously I might not get that property but even if I get another one, I have zero money to my name and I cannot ask my parents for financial help. I feel shocking that I left behind in this relationship a lovely bed, fridge and washing machine that I owned but because I left so suddenly and refuse to contact him I have to start again… I currently own a bit of stuff for my own place – a lot of kitchen things, TV, clothes, beside table and lamp and various other goods but I don’t have the big ticket items.
I guess at the end of the day I am just SO STRESSED that I am setting myself up to fail. I’m also doing part time university so I have two assignments due in the next 2 weeks and I feel so much like I’m not coping.
The loan is a varible interest rate so that there is no fees to pay more into it unlike with a fixed rate – So I will pay it off as soon as I can ASAP.
Please someone tell me I’m doing the right thing. I guess at the end of the day if all else fails I can pack up and move home and work to pay off the loan. I’m just so stressed at the moment on top of a relationship breakdown that I feel like I can’t breathe!