(Closed) I'm really depressed….

posted 3 years ago in Emotional
Post # 16
Member
51 posts
Worker bee

I had PSVT. Getting a successful ablation is in NO WAY like “hitting the lottery”. It’s an extremely effective treatment. I had psvt for many years (from elementary school through college) It would cause me to have to stop whatever I was doing and sit down to wait for it to pass. My heart would take off and make me feel faint for no reason like yours. I could either have an ablation or go on beta blockers. I chose an ablation when I was 20 and it was completely successful. Suffering from depression is one thing, but I second PP that you have options in terms of your cardiac issues.

I’m 29 now, and a nurse, and both of my parents worked in cardiology. I’m really struggling to understand how this makes you physically disabled. Most of the time Afib is asymptomatic and if it is, you feel fatigued but it doesnt stop people from working. You’re so young! And you do have options! I hope I’m not being too harsh by expressing that I don’t understand, but I really wish you the best!

Post # 17
Member
852 posts
Busy bee

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neco753 :  A successful ablation is like trying to win the lottery. They may not be able to cauterize the over active part of the heart even on the 6th try.

A successful ablation is NOT as rare as winning the lottery. My father is an electrophysiologist, and he performs successful ablations all the time. It’s one of the things he loves most about his job–the fact that he can perform a successful ablation and cure people. Most of his patients do not need multiple ablations, though of course results will vary based on individual anatomy.

I cannot afford to gamble with how much an insurance company will cover.

So you’re going to gamble with your life? An ablation doesn’t happen unless it’s medically necessary, and your insurance plan will certainly cover it. If you’re not eligible for Medicaid, you must have some sort of insurance.

I’m not sure what kind of insurance you have, but the Affordable Care Act has out-of-pocket maximums. I know that the out-of-pocket limit for a marketplace plan in 2018 is $7,350 for an individual plan and $14,700 for a family plan.

If you don’t have better insurance than that, nothing is stopping you from enrolling in an individual Marketplace plan when the open enrollment period comes around.

I know that the possibility of paying a few thousand dollars may be scary, but honestly if you can have a procedure that will significantly improve your quality of life and allow you a more normal life, then isn’t that worth it?

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burntorangeskies :  I think she said that some people need 6+ ablation procedures, not 6 weeks of bed rest. And she states that she is not eligible for Medicaid. Exact out of pocket expenses can be hard to figure out before a procedure happens, too.

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mrscmendez :  From previous posts, it seems that she is married. Her husband is likely employed, which means he may make over the income limit for medicaid.

Post # 18
Member
190 posts
Blushing bee
  • Wedding: May 2012

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anabee323 :  no anabeee, the OP specifically stated that 6 weeks of bedrest was required.

Post # 19
Member
1189 posts
Bumble bee

Have you connected with your state Dept of Vocational Rehabilitation?

It sounds like you need to focus on our health first, but DVR can absolutely assist with career-related questions, including career exploration, training programs, etc. They have (in the past anyway ) paid for college tuition for clients. They work specifically with individuals with a a variety of disabilities.  There are certainly rules/ requirements to access their services, but please do check them out and make some calls. 

I am betting there are resources out there that you might not know about yet that could assist you.

best of luck, bee.

Post # 20
Member
852 posts
Busy bee

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burntorangeskies :  It’s possible she edited her posts, but this was not stated in her posts at the time I read them and it’s not in them now.

Post # 23
Member
190 posts
Blushing bee
  • Wedding: May 2012

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neco753 :  you won’t know what your out of pocket actually will be because you haven’t spoken with a financial coordinator. It sounds like you are making a bunch of excuses and uneducated guesses because you don’t want to put in the work to save your own life. Did a physician formally diagnose you with these arrhythmias or are you matching up your symptoms with internet research? Nothing you’ve said is adding up.

Post # 26
Member
10636 posts
Sugar Beekeeper

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neco753 :  

Dearest OP , all this fear of everything is horrible  for you, but utterly counterproductive, and I think you are getting into a the habit of using these fears as reasons not to do anything at all.  Plus  getting anxiously out of control over it all  , like what if it costs thousands, what if it takes 6 ablations, the deleted thing about 6 weeks bed rest , calling it a lottery and so on and so forth 

Make a list of the things  you have  been advised to try by the knowlegeable  bees on this thread   and do them one at a time .  Don’ let yourself   turn into some sort of 19th century invalid at the age of 24,  dear girl!!

You don’t mention your situation but an earlier thread had you on the point  of leaving your  husband ( of 8 years, can that be right?  You were married at 16? )

You say it has all got worse over the last couple  of years  which is presumably  when your marriage started to go downhill?l. If so,  almost certainly not unconnected.   Anyway, if you are now alone , can you possibly get a friend  to help you prioritise and complete the things you  know you must do?   

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