Post # 1
I got a call this morning from Wells Fargo letting me know there had been suspicious activity on my account. It turns out that someone completely cleaned out my checking account! There’s not even a penny to be found in there. The worst part is I just got my scholarship check and deposited that, so that’s a total of $900 that’s just gone. They are going to reimburse me, but it’s going to take 10 days, and of course my account has been closed, so I don’t have any money right now. I had intended to go and withdraw some cash this afternoon, but it looks like that won’t be happening. Luckily for me, I never closed the account that I had in my hometown, and I always keep a little money in that account for emergencies, but I’ve got to make $300 stretch. Ugh. I’m just frustrated by the whole thing.
Post # 3
Oh no, that’s terrible! It’s good that they’re going to reimburse you, though.
Post # 4
Damn! Good luck with that!
Post # 5
Yikes! Do they have any idea how it happened?
Post # 6
I am sorry :-/, but at least you will get your money back. My sister had her debit card stolen right out of her truck one day, they went on a shopping spree at Walmart with it. Some people just suck.
Post # 7
No idea. I only let FH use my card, and I know that he wouldn’t have used it.
Post # 8
This just happened to my mom! The person who used it even had a card made and everything. Her credit card company is investigating and my mom had to file a police report in order to do so. Luckily it was a credit card, so it wasn’t like they stole her actual money and she got a replacement card with new info right away.
Hope everything works out and that you survive on your backup money!
Post # 9
@SouthernGirl: That sucks! Do you at least have a non-compromised credit card? Your bank might even be nice enough to extend the grace period if needed. I’ve had my debit card cancelled as a precaution because there was some fraud at an ATM I’ve used and DH had his card cancelled because of fraudulent charges, but luckily it was caught right when someone tried to use the card and it didn’t go through. That was bad enough without us having to inform the bank.
Post # 10
Omgsh that sucks! Did your FH maybe lose the card? Do you still have the debit card or did someone else get ahold of it?
Post # 11
Ugh that SUCKS! That happened to me one time- I’m 99% positive the number was stolen when I ran a tab at a bar (it was the only time the card was out of my sight.) I actually saw it before the bank noticed. I logged into my acct first hting in the AM at work and saw a weird charge, I reloaded the screen and there was another one, reloaded again and there were two more…i was watching them empty my account in real-time! Called the bank and they froze the acct…they only got about $500 and I got it back within a few days but what a pain in the neck!
Post # 12
@SouthernGirl: Do you have your bank acct. linked to PayPayl?
My CC (Wells Fargo also) was stolen via PayPal. TWICE. I won’t use PayPal now due to that.
I will say this about Wells Fargo though– they are quite on top of that stuff and they alerted me both times before I even realized that it had gone down! (And I’m the sort of person who logs into my WF account daily!)
Post # 13
@SouthernGirl: Sorry to hear that! My credit card number was just stolen this past week. Somebody spent $100 at a post office in Simli, California!?!?!
My only recent purchase was on Amazon…which is weird, so I am not sure if it had to do with that.
Fortunately my company flagged it and closed my account. $300 should get you through 10 days if you are frugal and wise with it!
Hope everything turns out fine!
Post # 14
My parents offered to cover the bills that are due, so that definitely helps me stretch my money a bit better.
I still have the card, someone just got my number.
The more I’ve thought about it, i’m pretty sure someone got my card number when I was paying for gas at the gas station. The card reader at the pump wouldn’t read my card, so I had to take it inside. It’s the only time my card was out of my sight too.
It isn’t. I’m the same way. I got the message and thought there must have been some mistake because I check my account constantly, even more so since I was waiting on a few pending charges to clear. They called me first thing this morning, and closed my account within minutes. But it was rather sad to log into my account and see $0.00 balance.
The charges were made in this area, all of the purchases were made online, most were websites for games, so I hope they enjoy those games. I’m sure I can make the $300 stretch. Luckily I’ve already bought dog food, which is usually my highest grocery expense, and I already filled up my gas tank, which is also rather expensive. I’m just worried about some bills coming in, both of those would wipe my emergency funds out, but luckily my parents and have offered to take care of those until I am reimbursed, so the $300 should hold me over.