(Closed) Income to be a stay at home mom

posted 4 years ago in Finances
Post # 76
2923 posts
Sugar bee
  • Wedding: April 2017

larissakay:  califlorican:  I apoligize if my posts came off as judgy.  You are right – our definitions may be completely different for what we consider “comfortable”.

I just switched careers and am now working in real estate.  I am still learning the ropes of course, but I am a bit surprised at the number of my clients that live above their means, and it is frustrating as I am trying to accomodate their “needs” (which really are “wants”) but at the same time not sound condescending by telling them their requests are completely unrealistic.  My company also does a lot of relocation work for local companies (they use us when one of their employees gets a job transfer and moves to the area). There is a nationwide perception that the Chicago area is “cheap” and depending on the suburb that simply isn’t the case.  Everyone wants to live in the North Shore or Naperville and are shocked when they learn of the housing prices and property taxes, especially if they’re coming from outside Illinois.  My mom (who I work with) has been in this field over 20 years and people have never changed in that respect, so it’s going to take a while for me to get used to that.

Again, my apologies.

Post # 77
482 posts
Helper bee
  • Wedding: March 2017

califlorican:  how do you manage that? Seriously – I need advice lol!! We are moving there in a month & I am freaking out about how expensive it will be. 

Post # 78
1011 posts
Bumble bee

I commented much earlier on this and stop in from time to time and all I can say is wow! Here, the average salary is $30k ish. I’m seeing these other numbers and just wow. Especially since I make about $10k/year (I only work from sept-may as a substitute teacher). We’ve talked about it and figure that whenevlet we do have kids I’ll stay home with them since daycare is so expensive… and after paying that I’d maybe bring home $200 a month (I make $1000/month max and daycare here for an infant is $800) and it’s just easiet to find ways to cut the $200. But that’s us personally. We each have a car that’s paid for so no payments (thank goodness) but we will have a house payment or rent to figure in, but we’ve already started budgeting now, as well as wedding budgeting, so hopefully that will help us. 

Post # 79
352 posts
Helper bee
  • Wedding: August 2016

andielle:  I say about 100k/year to be comfortable (retirement, savings, travel, etc.). Unfortunately for us, me being a Stay-At-Home Mom isn’t really an option. Although I make significantly less than Fiance and he makes enough for us to comfortably live on only his salary, my job has dramatically better benefits, including our future kids attending college for only 30% of the general tuition cost. The cost of losing these benefits is too much for me to justify quiting work to be a Stay-At-Home Mom. :-/

Post # 80
254 posts
Helper bee

My Fiance and I make about 60k a year together. We live in the country in Ontario Canada and can buy a pretty decent house here for under 200k. We would be able to pay all the bills on his salary alone but to be able to have some fun money and more savings then Id say 60k a year. And I already work part time so it would be perfect for me.

Post # 81
287 posts
Helper bee
  • Wedding: September 2013

Assuming no debt other than a mortgage, $250k for where we live (NYC- Manhattan). This was an actual calculated figure when Darling Husband and I were deciding if I should become a Stay-At-Home Mom. This would be to cover all expenses and bills for a home mortgage, car payments, 2 adults, child and dog.  

Post # 82
1125 posts
Bumble bee


Oh no, no need to apologize! I understand that’s what you were trying to say, I didn’t get offended or anything by it. It just seems like people often think they need a lot more to live on, and that’s why graduates think they’ll be making 60-80k right away when they graduate. I have lots of friends who make more than us, and I know they think they can’t live on less. I just want to make it known that it is possible to live comfortably on not a TON (for me) of money. 

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