(Closed) Is it normal for an RE to require credit card??

posted 6 years ago in TTC
Post # 3
Member
3357 posts
Sugar bee
  • Wedding: May 2012

I would think a fertility specialist is still on the level of a doctor. I’ve never had to give my CC number to hold an appointment. this is weird ..

Post # 4
Hostess
18641 posts
Honey Beekeeper
  • Wedding: June 2009

I’ve never had to give a credit card number to reserve an appointment at a doctor, and I’ve gone to a lot of doctors with long wait times.  I would stay away from this place.

Post # 5
Member
5496 posts
Bee Keeper
  • Wedding: April 2010

@babymakes3:  Nope and I wouldn’t do it. My RE billed my insurance, then I paid whatever was my portion (co-pay). Never heard of any doctor doing this. Can you see a different RE? Is this one regarded as one of the best in your area?

Post # 6
Member
5670 posts
Bee Keeper
  • Wedding: August 2010

I would not give a credit card up front to any medical professional. Insurance card yes, but credit card no. There policy could possibly be that they charge you up front and then require you to get a reimbursement from your insurance company, I would advise you to avoid going this route. I would tell your OBGYN what is going on and they should be able to give you another recommendation.

Post # 7
Member
923 posts
Busy bee
  • Wedding: January 2013

Everyone is assuming that the insurance will cover fertility treatements.  Many, many insurance policies do not.  It’s possible that this clinic has been burned by patients who either believe that it will be covered and then not have the money to pay it or know it’s not covered but go for it anyway.  I’m sure that there are people out there who are so desperate for a child that they will sacrifice their credit score to get one.  This way the clinic gets paid and can stay open. 

Post # 9
Member
5107 posts
Bee Keeper

@babymakes3:  My weight loss doctor did the same thing. I think it’s to ensure you will show.

Post # 11
Member
3314 posts
Sugar bee
  • Wedding: October 2010

I can understand why they might do that, but my RE’s office didn’t.    Granted they are part of Kaiser who is my insurance company so….

On the other hand, my Endocrinologist did and like Chuck says, it was to deter people from just not showing up.

Post # 12
Member
5107 posts
Bee Keeper

@babymakes3:  Heheh, thanks… I think if you have a PPO or are uninsured, then you don’t need to put any effort into getting a referral, you just call. You know?

Post # 13
Member
44 posts
Newbee
  • Wedding: January 2010

Actually, mine required one. I did a lot of research before selecting the doctor and was comfortable with my decision. The receptionist explained that it would be charged with a cancellation/no show fee if I didn’t make it to my first appointment. Since then, they have billed my insurance and ask how I’d like to pay for office balances. They’ve never charged the card. If you have other reasons to think the clinic is not the best choice, then I might switch, but I don’t think this alone is shady.

Post # 14
Member
2550 posts
Sugar bee
  • Wedding: July 2011

@babymakes3:  My OBGyn, who I loved, did because she didn’t accept insurance.  My clinic does not but has strong language on all statements that account will be sent to collections for non-payment.  To be honest, its not an unusual request in my area becasue a ton of doctors do not accept insurance. 

Post # 16
Member
5496 posts
Bee Keeper
  • Wedding: April 2010

@babymakes3:  Good luck at the appt.!!!

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