Post # 1
There is a photographer I really love and their package is usually 10 hours. I asked if there was any way to get a slightly lower rate and have them shoot only half the time. They said “I can extend my friend discount to you guys and give you $500 off any package if you want to pay cash.<br />For business accounting reasons it would need to be cash, no check, no contract other than verbal and email agreement.”
Would you do this? She does not have any reviews online but has amazing photos…
Post # 2
I would only do it with a contract. I can understand a cash discount, because cash doesn’t cost anything to accept (credit card fees can be over 5%) and cash doesn’t bounce. Fair play. The No Contract thing is sketchy. Sounds like she is trying to avoid paying taxes.
Post # 3
I wouldn’t. There are too many horror stories about using ‘discount’ photographers.
For your own protection, you need a contract. Paying cash is no biggie and getting a discount for doing so is not uncommon but, not having a contract with someone who has no online reviews from clients is sketch.
Post # 4
no. We mostly paid by CC wherever possible as it affords more protection. No way would I pay by cash with no written agreement or proof I had paid. Sounds sketchy as hell.
Post # 5
I agree with PP that the no contract part is sketchy. My fiance gives cash discounts all the time, though. That’s not unheard of.
Post # 6
What if they don’t show up the day of? You have no proof you paid them and no proof they were supposed to work for you. I agree with others, cash discount = not a big deal. No contract = BIG DEAL!
Post # 7
They are probably doing that so that they don’t have to pay taxes on it — a contract would give be proof of payment, and they don’t want any proof.
That said, nope, I wouldn’t do it.
Post # 8
Hmm…. It depends. Ask the photographer for references from other customers who used that option. If they said it panned out well, I’d give a down payment and the rest after services are rendered. That’s actually how I’m doing it with my photographer, but he is also my cousin’s husband. So I’m pretty sure it’s gonna work out.
Post # 9
Cash (with a receipt) is fine, but not having a contract is so not okay. It sounds like tax evasion, and you have no recourse if they start to flake out or (as pp’s have mentioned) don’t even show up on the day.
Post # 10
If you have an email agreement that’s a contract I think. I don’t mind paying cash to get a discount but I want to have my ass covered. I could have gotten a discount on my Bridesmaid or Best Man dresses by paying cash but I wanted them on a credit card in case they didn’t show up (they were ordered through a small bridal boutique, and around the time I was ordering there had been several boutiques just shut down leaving brides stranded).
Post # 11
I absolutely would not give anyone money without a contract. Not even family members or “friendors”! It’s really important to have a document that shows the price you have agreed upon (even if it’s $0!) and clearly lays out what services this person has agreed to provide.
Post # 12
It sounds like she doesnt want to pay taxes. I wouldn’t risk not having a contract. What if she doesnt show up the day of? What if she never gives you your pictures? It’s not worth $500 to me.
Post # 13
She is avoiding paying taxes by asking for cash. Even if you can get past that ethical issue – do you want to have a photographer who is not under contract? That would worry me a lot.
Post # 14
Sounds like tax evasion to me. Don’t do it. She should have multiple packages to choose from, there should be no reason to give you a “discount” if you pay cash. My photog has a step system. One photographer for 2, 4, 6, 8 hours, or two photographers for the same amount of hours. They all essentially offer the same benefits, just fewer hours and less money.
Yeah, don’t be a willing participant in someone’s tax evasion.
Post # 15
I would also kindly remind her that “Well, if I paid you in cash, wouldn’t that be tax evasion? I think we’ll be going with someone else.” People think they’re being smart when they do this, and no one is going to catch on.
She’s so stupid, someone could leave this as a review on her facebook or other social media. “Unethical photographer. Wanted me to pay in cash. Probably evading taxes.” That could be a career. Ender.