(Closed) Is your ring insured?

posted 5 years ago in Rings
  • poll: Is your ring insured?
    Yes : (144 votes)
    67 %
    No, but I've been meaning to get around to it : (38 votes)
    18 %
    No : (34 votes)
    16 %
    Other (please explain) : (0 votes)
  • Post # 3
    Member
    904 posts
    Busy bee
    • Wedding: September 2015

    My ring is insured as a separate “personal item” rider under my renter’s insurance.  The cost is very minimal and covers theft, loss, and damage.  I had it insured because if anything were to happen to my ring, it cost too much for us to comfortably replace without saving up for a looooong time.

    Post # 4
    Member
    1880 posts
    Buzzing bee
    • Wedding: April 2013

    Perfect Circle/Jeweler’s Mutual is standalone jewelry insurance. That’s where I insure my jewelry.

    Post # 5
    Hostess
    8579 posts
    Bumble Beekeeper
    • Wedding: October 2014

    My ring is currently insured for 2 years, after that I’ll need to pick up a private insurance, which I will.

    Post # 6
    Member
    1770 posts
    Buzzing bee
    • Wedding: August 1997

    I have a separate policy for my diamond engagement/wedding rings and other monetarily valuable jewelry like alexandrites, pearls, cameo etc.  My home owners policy would cover less monetarily valuable jewelry like my gold rings with non precious stones, gold neclaces and all my silver jewelry etc

    Post # 7
    Member
    1326 posts
    Bumble bee
    • Wedding: July 2013

    Yes, Jeweler’s Mutual. My Fiance had to have it insured for the proposal he planned.

    Post # 8
    Member
    7220 posts
    Busy Beekeeper
    • Wedding: June 2013

    Ugh I know that I should and the cost is minimal. I really don’t have an excuse why I haven’t done it yet other than I just constantly forget about it. Thanks for the reminder though!

    Post # 9
    Hostess
    11167 posts
    Sugar Beekeeper

    My ring was ensured before my Darling Husband picked it up. That is a huge chunk of change if anything were to happen to it.

    We are insured through our renter’s insurance but Jeweler’s Mutual is an alternative if you don’t want to lump it together.

    Post # 11
    Member
    905 posts
    Busy bee
    • Wedding: February 2014

    My ring is on a separate policy from State Farm. They do my renter’s and auto insurance, too, but the ring is it’s policy, not tacked onto the renter’s.

    Post # 13
    Member
    513 posts
    Busy bee
    • Wedding: November 2013

    @kb7:  I haven’t gotten mine insured yet, but I will be sometime in the near future. I’ll be getting a separate rider on my homeowner’s insurance for it.

    Post # 14
    Member
    187 posts
    Blushing bee
    • Wedding: April 2003

    @kb7:  I have Jewelers Mutual. I pay $106 a year. 

    Post # 15
    Member
    4478 posts
    Honey bee
    • Wedding: November 2012

    This reminds me that we need to get renter’s insurance.  We’ve only been meaning to do it for a year now.

    Post # 16
    Member
    922 posts
    Busy bee
    • Wedding: September 2013

    Mine is insured with our homeowner’s insurance.  It isn’t expensive but well worth it if something happens.  My ring appraised for 25% more than Fiance paid for it, so if something does happen to it, we aren’t out less than what he paid.

    The topic ‘Is your ring insured?’ is closed to new replies.

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