(Closed) It just seems so impossible!!

posted 7 years ago in Money
Post # 3
Member
353 posts
Helper bee
  • Wedding: September 2011

Yeah, it is definitely hard to get by when bills are coming out of the woodwork.

Here are some tips some other people have mentioned before that help save up for a wedding:

1.  Get your hair cut less, grow it out.  Stop dying it and use the money you saved to go towards the wedding.  You can get your hair cut every 6 months or do it yourself.

2.  If you get your nails done (manicures, pedicures) stop doing that.  Money is automatically saved.  You can cut your nails yourself with a fingernail clipper.

3.  Stop going out to the movies/happy hours/restaurants.  Maybe go 1x a month.  Money is automatically saved.

4.  Stop buying new clothes.  You can feasibly go a year without buying new clothes and use what you already have.

5.  Tanning/all other beauty treatments:  Quit them to save for the wedding!  Helps a lot.

These are just some tips and you may not do any of these or just some of them.  In any case, see what you can do.

Post # 4
Member
1310 posts
Bumble bee
  • Wedding: December 2011

Turn the cable off and make do with broadcast TV – my mom always used to say she didn’t want to hear any complaints about money if we still had the idiot box streaming in 150 channels of trash. Get rid of texting and internet on your phone(s). Cancel Netflix. Downgrade your internet service, or get rid of it all together – the library has free internet when you really need it.

Post # 6
Member
1310 posts
Bumble bee
  • Wedding: December 2011

@StarIzInkd: On the other hand often those people who seem to have all the nice things are drowning in debt… they won’t be able to keep it going forever, the cards eventually come crashing down! So you are already two steps ahead of them in that at least you have a budget and want to be responsible!

Post # 8
Member
1690 posts
Bumble bee
  • Wedding: August 2012

a lot of the wedding stuff can be DIYd  to save lots of money. 

you have a lot of time before your wedding, so you can maybe budget better than some weddings.   pay a deposit and pay small amounts off the bill on a monthly basis. 

 

Post # 10
Member
139 posts
Blushing bee

I agree with anne B DIY in every aspect of your life can make a difference!! Try to cook more at home, DIY manicures/pedicures, even clothing (well not exacly made it in my case but embellish it). There are tons of options and the best thing is that you are busy so you don’t have all the free time thinking about money:)

Other huge thing on saving money is changing brands, in my family this helps a lot, instead of buying the fancy detergent go for the generic one and try to check prices in different supermarkets, I found out that in my town the difference of prices are huge! ( like yesterday we found out that in a pretty supermarket a cob cost $3,50 and in idk how to say it, plaza market? it was only $0,50!) and if you smoke or drink, cutting down in that area makes a huge difference, sometimes even $100 dollars a month or more.

Post # 11
Member
1690 posts
Bumble bee
  • Wedding: August 2012

yes i agree,  some things you can cut down on or cut out,  or switch brands.

even now, and i am not watching the pennies as much as i used to have to,    but still i buy off brand…..OK   some off brand stuff is rubbish,   so you maybe have to buy the branded stuff,   but there aqre lots of cost cutting things i do,  just to save a little bit.  try to wait until there is a full load of washing, and wash every other day instead of putting the washing machine on every day for a half-load…..you’d be amazed how much money that saves in electricity.

turn the heating down just 1 degree……you wont notice,   but the electricity bill will slowly come down.  dont just  drive to the shop every time you need a pint of milk,   if it aint too far……walk and save the fuel.

My wedding will be paid for bit by bit. i have paid the deposit,   and there is 15 months till my wedding day,   and in that 15 months we will pay the hotel bill  a certain amount every couple of months. i cut my guest list to 22,  that saved a LOT!  

i have never had a lot of money,   and i want a nice wedding,  but i am not prepared to go into debt for it,   so our only way of doing it was to give ourselves plenty of time to pay it.  if we had the money right now we would have got married sooner, but i wont put this on a credit card.  spread the costs and it soon gets paid.

Post # 13
Member
4 posts
Wannabee
  • Wedding: October 2010

I TOTALLY understand where you are coming from! It does seem impossible sometimes just to survive, much less get ahead. I had very poor examples from my parents, but my husband had financial stability/security INGRAINED into his head from birth. What I have found out since being married to him and since we started budgeting is that simply paying attention to where every penny of your money goes can help tremendously in managing it. We make a pre-month budget EVERY month. Then we fill it in with actuals after the month is over. If something isn’t in the budget, we don’t buy it (we have some emergency money built in so that we can pay for things that come up like your car repair issues). We were amazed that after we started monitoring every penny of our money, it felt like we got a raise! We also use the envelope system for restaurants and groceries. My husband actually has a website now dedicated to helping young couples with their budgeting issues. He has a budgeting worksheet and some other useful things on it that you and your fiance might find useful. His website is http://www.rootofprosperity.com. The free resources that he has available are at http://www.rootofprosperity.com/freesources.html. Hope this helps, and good luck!

Post # 15
Member
3758 posts
Honey bee
  • Wedding: September 2011

I think a good idea is to have a smallish wedding now and then in the future when you can afford a “REAL wedding and everything that goes with it”. I am making our wedding happen with less than $1500 and I am okay with that because I WILL not go into debt for one day. The most important thing is that I am getting married to my love. Sure, I would LOVE 5-10 thousand dollars for a wedding but that isn’t going to happen. I would much rather have a life with him now than have a grand wedding.

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