(Closed) Jeweler’s Mutual Insurance?

posted 8 years ago in Rings
Post # 3
Member
576 posts
Busy bee
  • Wedding: July 2011

I use jewelers mutual. Unfortunately, I haven’t lost my ring so I can’t speak to how well they handle claims.

But they are suppose to be very good. I got recommended to them by a jewelry store because they used the same insurance company to insure the store (so apparently they trust them)

I was told they cover mysterious disappearance which is awesome, but I’ve never lost my ring so I can’t confirm how true this is.

They are also relatively cheap. my 4k ring was about 50 per year, with a $0 deductable. Hope that helps a bit!

Post # 4
Member
753 posts
Busy bee
  • Wedding: October 2011

I use Jewelers Mutual as well.  It came recommended by our jeweler who like MissShork’s jeweler has his store insured by them as well.  It is relatively inexpensive, I think mine was $72 per year with a $250 deductible, but you can get the $0 deductible as well.  I shopped around a little bit and it seemed to be the best deal with the most extensive coverage.

I also cannot speak to how they handle claims since I have not lost my ring!

Post # 6
Member
440 posts
Helper bee
  • Wedding: September 2011

I have my ring insured thru Jeweler’s Mutual and so does my mom. I haven’t lost my ring but my mom did lose her center stone of a ring my dad gave her for their 30th anniversary. It was a 4 carat diamond that was of great quality. I have to say they were very good about the whole situation. I think for the situation my mom was in she did not have to jump through thousands of hoops like we expected. They did actually fly a guy from Arizona to Louisiana tho to do there own inspection and investigate the matter. But really the whole process took less than 2 months and my mom has a new ring with a very similar diamond. My dad did have it reset in a very very very secure setting so this could never happen again. They were great in handling my mom who was an absolute basket case.

Post # 8
Member
5147 posts
Bee Keeper
  • Wedding: June 2011

My ring is insured with them. I chose them based on reviews and because it’s what a lot of people on PriceScope said they were using.

Post # 9
Member
66 posts
Worker bee
  • Wedding: June 2009

I’m also lucky enough to not have had any problems with my ring, but from having JM for 2 years now, they’ve been great.  I really trust our jeweler and they were the ones that recommended Jeweler’s Mutual.  And it’s a pretty reasonable price!

Post # 10
Member
285 posts
Helper bee
  • Wedding: September 2010

We put our rings on our homeowners insurance. We got a much cheaper rate and lower deductable than our quote from Jewelers Mutual.

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