(Closed) Joint Accounts

posted 8 years ago in Money
Post # 3
Member
761 posts
Busy bee
  • Wedding: January 2011

I will say I totally agree with Chase, it is such a great bank!

Post # 4
Member
820 posts
Busy bee
  • Wedding: July 2009

Making the transition to joint everything definitely made me feel like part of a team. Even though it felt strange, it also felt great. A year + later I can say it’s just normal now. Congrats!

Post # 5
Member
1328 posts
Bumble bee
  • Wedding: July 2011

It was pretty simple!  I worked in banking for 2-3 years, so I knew what needed to be done.  And we just combined!  So by wedding time, it won’t even be a second thought =)

Post # 6
Member
8353 posts
Bumble Beekeeper
  • Wedding: March 2011

We aren’t married yet, but we have had joint accounts for just over 10 years. It makes everything so much easier, especially for me because I am the one that makes sure the bills get paid. It did take a little getting used to though. He used to, and still does on occasion, use the debit card and forget to tell me. He has gotten much better about it over the years though, and with online banking it is much easier to keep track of things, so I can ask him for the receipts, if i see something that I don’t recognize.

Post # 7
Member
1995 posts
Buzzing bee
  • Wedding: June 2010

We finally got all our stuff finally transfered too!!!  It is pretty crazy but we’re both very happy with the arrangement.  It is all very OUR money and we make our home together with our joint money, regardless of who’s name’s on the loan.  It’s working out great!

I’m curious why you liked chase so much better.  We’re moving next year and I’m open to a bank switch.  Can you PM me with details on why Chase over Wachovia?

grats!

Post # 8
Member
6661 posts
Bee Keeper
  • Wedding: May 2010

Congrats! We got a joint account the day after the wedding so we could cash everyone’s checks in a timely fashion and both have access to the $!

It’s now soooo much easier for us and way better than when we had separate accounts and had to split everything.

Post # 11
Member
877 posts
Busy bee
  • Wedding: April 2011

We set up joint accounts when we moved in together.  It was pretty simple.  When we’re married we won’t need to change anything because I’ll be keeping my last name as well.  We’re still keeping our individual accounts as well for personal savings goals and gifts.  Congrats on getting all your accounts set up!

Post # 12
Member
445 posts
Helper bee
  • Wedding: October 2011

We are setting up a joint account with Chase to pay for wedding expenses this weekend.  We’ll start making deposit there to pay all the wedding vendors.  After the wedding, we’ll continue to use this account as our joint account for bills.  We’ll still like our separate spending accounts for things we want to buy.   

Post # 13
Member
3004 posts
Sugar bee
  • Wedding: March 2010

Congrats! We loved Chase too. We went to a couple other local banks and although they were nice they did not compare to a lot of the financial services that Chase does.

For us, it was easier when we got our own apartment so that we could just pay the bills without trying to figure out who pays what and what our lump sums were. It was so exciting.

Post # 14
Member
3314 posts
Sugar bee
  • Wedding: October 2010

HAHA!  Well we had to deal with immigration, so it took us about 6 months after getting legally married before we could add him to my accounts (waiting for the social security number), but since he’s new to the country and it’s good for immigration purposes, it was pretty easy for us to make the decision to have all our accounts be joint.  We are debating on eventually having additional secondary accounts for each of us to be able to use for presents for each other etc, but we haven’t decided on it yet.

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