Post # 1
I was searching for an easier way to transfer funds and save with my bf (he is French/Greek and lives in France). I am from California and this is where I currently reside. I was really hoping we could get a joint bank account because we manage to see each other every 2-3 months or so and it would be nice to have a bank account to cover our travel expenses and future wedding. Well..after research..I guess it isn’t so easy to have a joint bank account with a non-US resident. I have researched HSBC, ING Direct, and still waiting on a response from Citibank. It looks like there needs to be a US mailing address and he has to be a US resident..which I find odd because these banks are in France as well. I was thinking of just having him use my us mailing address, but you also need to have a residency card or “all passport information” which would just show he is not a US resident.
At this point I guess we are doomed and will have to save with separate accounts. Anyone manage to have a joint bank account with their mate overseas? Any suggestions? Would greatly be appreciated. Thanks!
Post # 3
You might want to look into an international accountant. I do my investing/savings internationally. It allows my Fiance and I to have a joint account, since we’re different nationalities.
Post # 4
Ha, yeah a joint US account would have been nice to have back when my Fiance was visiting me in the US….
In general it’s hard to get a bank account if you can’t prove ties to the country (it’s harder in France than the US!). I never did manage a joint account while we were apart, however now when the two of us visit the US I use my accounts, and my Fiance can add money if he wants. I still have my B of A account because they don’t charge for taking money out of any BNP atm, although after I changed my address they still keep sending mail to my parents house which I’m not too thrilled about. I also have a Charles Schwab account which is great, as they don’t charge for taking money out of any ATM in France and they’ll actually send mail to my French address.
I guess what you could do is open another account under your name, and then manage it together? Hope it works out!