- 9 years ago
- Wedding: July 2011
ok, so this post is more of an outlet for my emotions right now……just looking for support from anyone who wants to listen….
i was previously engaged awhile ago to a man I thought was the one….but this isn’t about that relationship…..this is about the house I pushed for us to get….the house I took over when I left him….the house that has been nothing but a problem since the day it was bought….
i’m in the foreclosure process and am going to be filing for CH 7 bankruptcy…..there is soooo much down talk from ppl in my life about filing for bk but i feel like i’m at the end of my options…. i need the fresh start….i’ve done tons and tons of research on anything and everything to try and find a solution….at first i was trying to save the house and keep it…..failed. then i was trying to find a fast solution that would benefit my ex and me……failed. i dont make enuf income to refinance on my own. the house is worth less than what i owe. looked into short sale and that won’t work. so i’m left with bk and foreclosure….and believe me when i say, i’ve looked at every option out there….sometimes its just better to cut ur losses and move on…
i’ve know for a bit now that i’m going to file bk…..but now that i’m at the stage where almost all the documents r ready and the process is actually about to start, i’m scared sh*tless!!! i’m in tears at work right now because its been the only thing on my mind today…..i cant seem to shake the feeling that yet another thing is going to happen to screw me over….and in a way, i feel like this is what i get because like I said, it was me who pushed to buy the house and me who realized the relationship wasn’t working so i left him…..but God, please, i just need this bk to go smoothly….i dont think i can emotionally handle things getting worse….i’ve realized all my mistakes and just want to start fresh with a clean slate….
FH has been supportive and knows about everything….its the main reason why we decided on a long engagement because I want to make sure this side of my life is taken care of before anything else….besides this whole situation, i love every minute of my life since FH and I have gotten together….its been amazing….and i just cant wait for the day when the bk and foreclosure is done and over wit….yes i know it will still be on my credit and records for the next 7-10 yrs but the actual process right now is what is draining me…..
anyways….thanks for listening….keep me in ur prayers bees..