(Closed) Just curious…anyone's FI finance the e-ring?

posted 7 years ago in Rings
  • poll: Did your FI finance your engagement ring?

    Yes

    No

  • Post # 77
    Member
    1149 posts
    Bumble bee
    • Wedding: March 2015

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    @FleeSircus:  AGREED! It’s no one elses business why you do what you do, it’s your money! Same goes for weddings – another post I read yesterday was a similar question but regarding paying for the wedding and some bees were so incredibly rude/judgemental about people who borrow money to pay for it. Who cares!? People are allowed to do as they please and should not have to justify it or face judgement, especially from strangers!

    Post # 78
    Member
    264 posts
    Helper bee
    • Wedding: August 2012

    No. The only things i would get on credit is a house or a car, unless it has an interest free period where I can pay it off before the interest kicks in ๐Ÿ™‚ I love mine!

    Post # 79
    Member
    264 posts
    Helper bee
    • Wedding: August 2012

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    @ceebree:  Wow! $800, your ring is stunning!!

    Post # 80
    Member
    264 posts
    Helper bee
    • Wedding: August 2012

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    @Miss_E_xx:  +1 – so true!

    Post # 81
    Member
    264 posts
    Helper bee
    • Wedding: August 2012

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    @FleeSircus:  I think there’s just certain things that people don’t want to pay interest on. I stupidly had 3 credit cards totalling $12,000 a few years back, and that is why I won’t buy the majority of things on credit where I pay interest. But I wouldn’t look down on something for putting what they want on credit, and I certainly wouldn’t give my opinion on it unless they asked.

    Post # 82
    Member
    3101 posts
    Sugar bee

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    @MrsSmokey:  thanks! I love it too! ๐Ÿ™‚ 

    Post # 83
    Member
    148 posts
    Blushing bee
    • Wedding: September 2014

    We didn’t finance ours, but I work in a jewelry store and I’d say a good portion over half of our clients finance theirs. For someone who is trying to build credit, it can actually be a pretty smart decision– especially if the buyer chooses a 0% interest financing plan because it allows them to collect interest on the money they’re able to keep in their bank account rather than spending it all at once. Obviously financing isn’t the best option for everyone but it’s great for some.

    Post # 84
    Member
    103 posts
    Blushing bee
    • Wedding: October 2014

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    @lovekiss:  +1 My Fiance paid for mine cash. He’s the kind of person that if he can’t afford it, he won’t buy it. Plus, we had a budget for it, so even if I wanted the big, sparkly diamond and he could afford it, he wouldn’t have gotten it ๐Ÿ˜‰

     

    Post # 85
    Member
    2268 posts
    Buzzing bee

    @pinkshoes:  ‘I’d finance anything that was interest free.  Why hand over the cash when I can keep it invested and continue to work for me…Credit doesnt always mean we couldn’t pay stuff off in cash, it was a strategic financial move.

    +1.

    That said, we didn’t finance my engagement ring.

    Post # 86
    Member
    240 posts
    Helper bee
    • Wedding: September 2015

    Nope, we are in the process of clearing all our debt so no financing for us. He paid it off bit by bit over 7 months then it was mine ๐Ÿ™‚

    Post # 87
    Member
    1647 posts
    Bumble bee
    • Wedding: October 2014

    He just saved up. We are of the minds that no debt is good debt(even if there is such thing as good debt like a mortgage or student loan)

     

    Post # 88
    Member
    8469 posts
    Bumble Beekeeper
    • Wedding: July 2012

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    @weddingbee098:  Yes. He certainly financed both of them. I wouldn’t be surprised if he’s still paying one of them off. 

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