(Closed) Landlord not cashing rent checks

posted 9 years ago in Legal
Post # 3
Member
1776 posts
Buzzing bee
  • Wedding: February 2011

Hmm…I don’t know if there is anything “legal” you can do about it, but I think opening a second checking account is a good idea.  That way you won’t have to worry about when he cashes your checks, and it won’t interfere with the rest of your finances.  Probably not the most helpful response, since the 2nd checking account was your idea in the first place!

Post # 4
Member
6009 posts
Bee Keeper
  • Wedding: May 2009

Ugh, we used to have a landlord just like this!  It’s so annoying.  I’m not sure there’s a legal recourse, but I think opening a separate checking account is a good idea.  Especially when you get two or three months behind, it’s hard to remember how many checks haven’t been cashed and how much money you need to keep in the bank.

Post # 5
Member
2470 posts
Buzzing bee
  • Wedding: September 2010

He needs to cash them. i would suggest asking him if there is any other way to pay rent that will be easier for him to cash them on time. If you are paying your rent on time there is no reason why he shouldn’t be cashing them ina  timely manner.

Post # 6
Member
5993 posts
Bee Keeper
  • Wedding: May 2010

what about paying online instead… just EFT your rent each week/month and keep the records because he doesnt sound very organized (or he has too much money as he doesnt deposit the cheques quickly)

Post # 7
Member
402 posts
Helper bee
  • Wedding: November 2010

We actually had this same thing happen to us at the last apartment we lived in. It was one of the MANY problems with had with that landlord, and I will probably never rent from an individual ever again because of it.

First we asked her if she would start cashing them sooner, which you already did. Then, we started doing money orders or bank checks. Yes, its a hassle, but it’s out of your account and they have the money. But, ALWAYS have some kind of proof you gave it to them. With us, it was to the point where we went to her house and made her give us a receipt, in person.

Post # 8
Member
2408 posts
Buzzing bee

why aren’t you comfortable having that much money in your account? do you account for the check in your register when you write it or do you wait until it clears? i’m not exactly understanding your problem.

you can always open a separate checking account but that won’t make your landlord cash your check any faster which seems to be your biggest issue. my mom is notorious for waiting to cash checks but i don’t mind now that i actively update my register as i make transactions so i always have an accurate count on my balance even if it takes people a while to finally cash a check. not sure if you can force someone to be more timely with their check cashing habits though

Post # 9
Member
4566 posts
Honey bee
  • Wedding: August 2010

Give him a cashier’s check or money order. That way its out of your account and if he doesn’t cash it within 90 days (I think)… it’s gone, and he’s SOL if you make him sign a receipt for it!

Post # 11
Member
402 posts
Helper bee
  • Wedding: November 2010

@tea

When we had the same problem, we still kept our register up to date. I don’t know about you, but I am very uncomfortable with any check I have written being circulated instead of being cashed. After you have written a check or made a payment, don’t you check to see if it cleared? It makes me uncomfortable to not have it go through. I personally don’t want that person to come back later say he lost it, make me pay again, and then “find ” the original in his poor bookkeeping mess and cash that one too. (That incident happened with us, and why it started the whole bank checks/money orders with us.)

Post # 12
Member
2408 posts
Buzzing bee

@puggy, i do check my online account to see what’s cleared and to double check my own register. i keep good records of my checks and if i’m ever uncomfortable i make a copy of the check before i hand it over. that way if anyone claims they lost the check, i can call the bank and issue a stop payment and then rewrite a check. if they find the original check, they won’t be able to cash it.

Post # 13
Member
402 posts
Helper bee
  • Wedding: November 2010

I guess when it happened to us, we didn’t want to pay the $35 the bank charges us stop payment on a check when we were told by our landlord that they would destroy the check when they found it.

Its just a preference thing. I keep records of records, I’m pretty anal about stuff like this. We are finally getting our finances in order and I keep track of every little penny we get. So, for us, when something takes a while to go through, I get a little freaked out and make sure to follow it every step of the way.

Post # 15
Member
4566 posts
Honey bee
  • Wedding: August 2010

Oh I don’t know if they’re really SOL, though I know the ones I get from the grocery store do expire so I would imagine so. Sounds like he doesn’t really NEED the money, since he’s not cashing the check. Just losing one month would probably snap him out of it.

Post # 16
Member
411 posts
Helper bee
  • Wedding: October 2010

I know what you mean about that being a pain. Just open a separate account, that way you don’t have to worry about accidentally spending the money that was meant for your rent.

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