(Closed) legally we cant get married….?

posted 8 years ago in Legal
Post # 3
1763 posts
Buzzing bee
  • Wedding: September 2010

That seems like a rediculous increase just to add him to your plan, I have never heard of a plan going up that much. A few months ago I became a domestic partner to go on my FI’s plan and that is how much his went up by (but that’s a really complicated issue).

Does your state allow him to go on his parents plan while he is in school? Our state just extended the age students can stay on their parents plan.

Post # 4
2004 posts
Buzzing bee
  • Wedding: November 2008

Ugh, that totally stinks. If you haven’t already, I would meet with the benefits person at your work to investigate any other insurance options for you and your fiance. $550 a month is highway robbery. If it’s really the only option I wouldn’t blame you for waiting to make it legal to save yourself the financial burden.

Post # 5
2030 posts
Buzzing bee
  • Wedding: December 1969

He should be able to get insurance through his school.

Post # 8
941 posts
Busy bee
  • Wedding: October 2010

have the wedding anyway! the legalities of being married are all politics, but you dont need the law to have a fantastic party to celebrate the emotional climb in the relationship! you can always sign the marriage license as soon as you are out of school.

Post # 9
2196 posts
Buzzing bee
  • Wedding: January 2013

I’m in much the same situation as you! Fiance and I will not be able to legally marry until we’re 30.  He can stay on his parents’ health insurance until he’s 29 as long as he’s a full-time student (we both plan to go into Ph.D. programs).  He can’t afford to go onto the school’s coverage because none have a high enough per-sickness payout cap in case his cancer (he beat it three years ago) recurs.  So we’re going to have a wedding ceremony, just not a legally binding one, and will live as husband and wife until we can legally be such in 2018.  Perhaps this an option for you as well. It is SUPER-unfair (BOO HISS state of health care in this country!), but we’re making do and having a beautiful wedding anyway.  Just don’t get legally married and leave yourself without health insurance! That’s a disaster. Who needs the piece of paper, just have a party, change your name, and sign the paperwork when you can actually afford it.

Post # 10
4480 posts
Honey bee
  • Wedding: March 2010 - Calamigos Ranch

I’d go through the wedding and take care of the formalities later. How lousy that his university’s insurance won’t cover him adequately.

Post # 11
351 posts
Helper bee
  • Wedding: August 2010

So upsetting what out healthcare system has come too.

Just as a tip to save a little money, tell him he should get his diabetic prescriptions through “express scripts”…it really is like a fraction of the price:-) (I know b/c I have Type 1 diabetes myself)

Post # 12
18643 posts
Honey Beekeeper
  • Wedding: June 2009

I’m so sorry for your problems!  I wasn’t able to add my husband to my insurance either because they had a small company plan and we would have had to pay the entire amount.  I would definetly check to see if he can get insurance through the school as a student or possibly consider purchasing some on his own.

Post # 13
130 posts
Blushing bee
  • Wedding: July 2011

It’s not that absurd of an amount.. I’m a super-healthy non-smoker who has never been admtted to a hospital since the day I was born, and I pay over $300 a month for a plan (I’m self-employed).  Heck, $550 a month for someone with a pre-existing condition sounds like a steal (how sad that we’ve gotten to that point in this country).  My healthy self-employed friends who are married with a kid pay $1500 a month for health insurance.  Ridiculous. 


Are you sure he will have to go off the state plan if you marry?  What if you guys choose to file your taxes separately, will that help at all?

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