(Closed) Marriage Discounts?

posted 7 years ago in Married Life
Post # 3
Member
13099 posts
Honey Beekeeper
  • Wedding: July 2010

At least with my insurance, the discount isn’t for being married but is actually for having multiple cars on the policy.  They couldn’t put DH’s and my cars on the same policy together until we were married (so we each had separate policies with one car each).  After we got married, they were able to lump these policies together so we had one policy with 2+ cars which gave us a discount.

Post # 5
Member
3526 posts
Sugar bee
  • Wedding: August 2010

@deetroitwhat:

Hm. Interesting. What insurance co do you have?

Worth a phone call!

Post # 7
Member
1116 posts
Bumble bee
  • Wedding: August 2008

We got marriage discounts with our insurance too – State Farm and Farmers.  Depends on the company, but for ours it was a “responsibility” discount, like those you get when you hit 25 or 30 years old.  I’ve heard some places give discounts when you have kids too.  I think it’s just the premise that as you get older and have more responsibilities, you supposedly drive more carefully?

Post # 8
Member
3620 posts
Sugar bee
  • Wedding: September 2010

We have OneBeacon Insurance, and we already had our house and two cars on the policy, so we got a discount. But after we got married, we got another discount of over $100 per year.

Post # 9
Member
3526 posts
Sugar bee
  • Wedding: August 2010

boo. I just got off the phone with our insurance agent – Travelers – and since we already have a discount for having auto & homeowners through them we can’t get anything additional on top of that.

But if you only have one or the other you DO get a discount for being married!

Hm. Maybe it’s time we relooked at who’s providing our insurance!

Post # 10
Member
13099 posts
Honey Beekeeper
  • Wedding: July 2010

@MerryC: Humm …. I have State Farm too and we get multi-car discounts and safe driver discounts and discounts as we get older and discounts for having both auto and renters with them but we didn’t get any discounts specifically for getting married.

Post # 11
Member
392 posts
Helper bee
  • Wedding: June 2011

Our insurance lady told us that we won’t get a discount because we’ll both be 25 by the time we get married but if one of us hadn’t been then we would’ve gotten a discount equivalent to the rate of 2-25+ year olds on the policy instead of 1-under 25 and 1-over 25. =)

Post # 12
Member
392 posts
Helper bee
  • Wedding: June 2011

@Mrs.KMM:  We have state farm too!

Post # 14
Member
392 posts
Helper bee
  • Wedding: June 2011

@Mrs.KMM: and we’re not married yet and our policies have been combined for over a year.  We’re both potential drivers on both vehicles and such.

Post # 16
Member
392 posts
Helper bee
  • Wedding: June 2011

@deetroitwhat: lol, i don’t know.  Our insurance lady was just randomly telling my fiancee that we shold move our wedding up so we could get the discount earlier. 😉

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