Post # 1
How much money do you and your SO have for the month after all bills are paid ( car, gas, insurance, savings, retirement, any home bills including phones, mortgage etc) I’m talking like how much do you have left for groceries, personal buys, entertainment, etc.
This topic was modified 3 years, 10 months ago by SaugaBride.
Post # 2
Does retirement and savings count as a “bill”?
Post # 3
pinkshoes: not including those, I edited my post, thanks
Post # 4
We try to keep all expenses under 70% of income. Some years are more feast than famine when we’ve been well under 50%, which is great.
Post # 5
My fiance and I both work. Our bills are about 30% of our household income, we save about 50% which leaves 20% left over for fun money.
Post # 6
Our fixed monthly bills (not including utilities, transportation, food, and savings since those vary every month) are 30% of our take home pay. Adding in utilities, gas/public transportation, and groceries gets us to 50%. The rest is divided up between wants and savings.
Post # 7
My husband is putting most of his income toward our mortgage (I paid the down payment). So most of the savings are mine, technically. Once taxes pull out 40%, I probably put another 20% toward bills, groceries, gas and all that good stuff. The rest goes into my savings. We don’t do a ton of fun spending at the moment, for no real reason. I guess in the end large chunks go to visiting our families who are alla plane ride away. I really wish he could as much as I am, but that’s what happens when you blow your cash on a house. Someday he’ll save up as well.
Post # 8
Like 2k after bills and savings but before food. Our food bill varies greatly based on how often we eat out a month (which can be a lot!)
Post # 9
pinkshoes: Around $400 but that’s because we save about 20% of our income.
Post # 10
princessandthepear: This is exactly our plan and breakdown.
Post # 11
SaugaBride: I guess about 1-1.5k (including vacation and big item savings which we don’t really count as savings. We view “savings” as non-spendable true emergency only). 50-75% of our income goes to retirement and savings.
Post # 12
I’ve got almost nothing left… I put $210/mo into my FSA (medical), I put a nominal amout into my 401k (couple hundred), I feed 5 teenage boys, $500 mo for health insurance, house, 2 car payments, insure 4 cars/house, yeah I’m pretty tapped out. I also spend close to $800 in gas a month for my commute. We do not go out to eat or any activities really for the adults. Any extra is for the kids activities.
Post # 13
SaugaBride: Not much. We go out to eat sometimes, but we aren’t taking any vacations or buying nice, new cars I can tell you that! Sucks, but I guess it is what it is…
Post # 14
im not married (yet), but pay the same bills you all do! Only 8% of my gross wages goes into my retirement account as my employer contributes over 10%. And separate from that is anotHer savings account that I put another 10% into and invest it yearly.
After all is said and done, I have about 15% of grocery/fun money. My bf and I dont cook and don’t really buy groceries as we always go out to eat, though.