Post # 1
I have a situation that I’m hoping one of you has experienced.
I am due on January 12th and have been done work since December 23rd, however due to time owed to me, stats and vacation, I won’t receive my last pay cheque until January 23rd. Do I apply for EI now and just forfeit my first couple weeks of EI or do I wait until i’v received my last cheque as my ROE will show my last day worked as the 17th.
My concern is if I have the baby before the 17th will I run into issues? Of course Service Canada is impossible to get a hold of.
Thanks in advance 🙂
Post # 2
I would go into a Service Canada location and speak to someone.
Post # 3
whoops I just had a huge thing written but I read your post wrong. Ok so yo’ve finished work officially however they are still giving you chqs because of time owed etc etc….My question is…do you have your ROE yet? I dont think you do as you said it WILL state Jan 17th, so if thats the case you cant actually apply for your benefits yet (you need it to apply) so you dont have to worry about it right now lol. I find it odd they wouldnt have paid you out what they owe you in one lump sum on your last real pay chq. I suppose if your using extra time/banked or vacation then maybe they need it to come out the same as a regular chq…which means yes your technically not “finished yet” in their eyes so no ROE would be created. (as long as they are treating it like your on vacation, your still right now an active employee)
so good new and bad news…. bad= you cant apply yet (which isnt that bad since your gettng paid), good = you wont loose any benefits….. unless your ROE has been generated and your sitting on it twiddling your thumbs your not going to loose weeks. If they wont be generating it until the 17th or whatever around that date (then you probably wont get it in the mail for a week later) you just apply as normal as soon as you get it. Your still entitled to your full year of EI so you wont have to worry about loosing actual BENEFITS, however; the only catch is… when are you expected to go back to work? If its a year from when you stopped physically working (in Dec) then technically you would be “loosing” benefits because your work is having you go back before you hit your max weeks for EI (like if your return to work is next Dec as opposed to when your last pay chq says in Jan) ….you know what I mean??? In reality your gonna have EI benefits until late Jan next year, so as long as your off until then there’s no loss. I would guess since your not officially on leave yet as your still getting paid that your return date wouldnt be until a year from Jan 17th…so really your golden.
Once the paperwork comes, do the application asap and you’ll be backpaid (minus the 2 week waiting period of no benefits of course starting from Jan 17th), so your actual first payment will start from like the 31st on or whatever…..and you’ll get it (fingers crossed lol) sometime in Feb.
Like I said the only way you’d be loosing out is if your employer expects you back from when you physically left (but that has nothing to do with EI) but I doubt that could happen since your paperowk will say Jan. I know some people who have had very INflexible employers when it comes to return dates….but they WERE officially done and had their ROE’s in hand ….just took off quite a bit of time before EDD so they were expected to return when their babies were 10-11 months.
For me Im leaving 2.5 weeks ahead of my due date but I made sure to ask HR do I have the option (especially if she arrives late) if I can have my one year be from when shes born, not just when I leave the office….she said yes thats fine, its flexible!
ps….I feel you on trying to get a hold of those people…. like nailing jello to a tree!! I hope that wasnt confusing 🙂
Post # 4
You can’t start a claim until your last day worked, per your ROE. So in your case the 17th. It doesn’t matter if your baby is born before then, because you are still being paid by your employer. I went into labour almost 4 weeks early, so I used sick time and vacation time so that I wouldn’t have to start my EI claim early. So my EI claim was started when Dear Daughter was 5 weeks old because that’s what my employer put as my last day of work after using up my sick/vacay days, then I had my 2 week waiting period, then I started to receive my benefits.
Also, you don’t need to submit your ROE to start your claim, but you won’t be paid until they have it. So, on the 17th you can start your claim online, then when you receive your ROE in the mail, just drop it off at the nearest service Canada centre and once it has been processed you will be paid. If it takes a while you will be back paid (except the 2 wk wait)
MsLouella: Hope this helps!
Post # 5
Pink Asawa: yes thats I meant to say…. claim can be started but they won’t process anything for payments until they get the ROE. (So in reality it doesn’t matter if you start it early as the pmts won’t come any sooner… And because her last actual day hasn’t passed yet).
Post # 6
shanbp: if I remember correctly, the website won’t let you future date your claim though. If she were to log in to start a claim today, I don’t think she can select jan 17th as a start date, she would only have the option of jan 6th or earlier.
Post # 7
Pink Asawa: ahhhhhh, I kinda figured you couldnt go too far ahead! Ya I havent had to deal with EI in so long. I got layed off once but I never ended up having to process anything officially because I got another job right away.
I just managed to print of all my work stuff and its so overwhelming :s For me its super corporate and there’s stuff to deal with in terms of medical benefits, life insurance, company contributed rrsp’s etc etc… some of it drops off for the leave, some doesnt, and I have to fill out all these forms….. such a pain!
Post # 8
I thought I read that EI for Mat leave must start on the day you stop workinf before baby is born (up to a month before) or the day you deliver your baby (but that you cannot choose a later date) ?