Post # 1
Most of us are trying to save for a wedding or house or a vacation. Please share your saving tips!
How do you trick your mind into the mind set that oh hey just because it’s a great sale does not mean I need to buy things?! haha
My Tips- We have an entire motivation wall of cork-boards full of reasons (pictures) of why we are saving.
We eat in.
Post # 3
Transfer a certain amount from your checking to your savings automatically and don’t think about that money as being there, that way you make do with what you have in checking and save accidently almost hehe :3
Post # 4
@Steampunk Angel: That’s what we do! Works great!
Post # 5
If you really want to track. Pay in Cash. Create envelopes for everything for the month (groceries, extras, electric etc) and then pay as much as you can in cash. You are less likely to spend more if you are seeing the actual green cash leave your hand.
Post # 6
Invest a lot of your time finding the best prices example (flowers, catering, venue) , also I have a special jar filled with coins just for save the change .
Post # 7
Make a rule that any cash you find in the laundy/your pockets/your old purse/around the house/in the car etc unexpectedly goes into “The House/Vacation/Wedding Fund,” a jar you keep somewhere in the house. You’ll be surprised how much you save! Also make a rule that all or a percentage of “surprise” money (unexpected raise or bonus, birthday or holiday cash, found money etc) goes in the fund too.
Post # 8
The old “make yourself wait a day” trick is good. Don’t buy anything the first time you see it. Force yourself to leave the store and come back tomorrow if you really want it. Most of the time you’ll realise that you don’t really need that item.
Post # 9
Thanks for all the tips! They are great! Keep em coming:)
Post # 10
Preplan meals and shop with a list, if you can, preplan for a month as much as you can. I plan lunches for Darling Husband for a month, last week I saved over $130 because they had a huge sale on chips, lunch meat, sliced cheese and pop. I bought enough to last Darling Husband the whole month and we will have that savings to go to something else at the end of the month.
Post # 11
If you coupon, or use other saving tools, put the money that you saved into a savings account.
Post # 12
Post # 13
Since we’ve been saving for the wedding, I’ve tracked every single penny I’ve spent – even a $2 coffee goes on the list. A little neurotic, I know, but it’s really helped me save (when I see how it all adds up, I tend to spend less). We also looked into our cable/internet/phone package and realized that we were paying for channels we actually don’t even watch. We changed a couple things there and are literally saving $40-50 a month and we barely notice. I’ve also looked around the house for things that are in great shape, but we don’t use (ie bridesmaid dress that’s nice, but I won’t be wearing again). I plan on trying to sell them on Craigslist and put the $ straight to savings…
Post # 14
I made a cute little piggy bank to start saving coins that come out of pockets, overflowed wallets, and laundry. Just took one of those Simply Orange bottles and used blue and white graham tissue paper around it topped with a pink bow.
I wonder if a bank can transfer a % of each check. Sine my Fiance works construction his paycheck fluctuates with the season.
I looked into things we could cut back on…My texting :'( Netflix :'( We don’t have cable, but we don’t NEED netflix.
My Fiance calculated how much gas costs to go to certain places so we have been cautious of that lately.
This is going to be good Bees. I’ve added little sticky notes that remind me to stay focused on saving and our ultimate goal.
Post # 15
H and I just started using mint.com. We love it because it’s easier for us to keep track of exactly how much we’re spending relative to how much we should be spending. The small expenses tend to add up quickly, so using Mint forces us to see everything added up. We use the mobile app to track spending whenever we’re out.
Post # 16
My biggest successful tricks:
Grocery shop on Sunday and Friday so I have fresh food at home to eat on the weekends (my kids eat all the good stuff for lunches during the week).
Drink the free coffee at work
Make a concious decision to eat out at “cheap” restaurants (e.g ones we have coupons to or Happy Hour or split a dinner)