(Closed) Money stresses. Waiting till the last weeks to get wedding bands. Disaster?

posted 7 years ago in Money
Post # 3
Member
798 posts
Busy bee
  • Wedding: June 2011

We are 5 weeks out, picked out our bands lastweek, and they were finished yesterday, if that helps. If you’re not getting anything complicated, bands don’t really take long at all.

The money situation sounds frustrating – could you talk to your parents and let them know about the money stress?  Do you have a line of credit or credit cards you can lean on?

I know it will all work out for you…. 🙂

Post # 4
Member
811 posts
Busy bee
  • Wedding: December 2011

Can you maybe find bands you like now and put them on layaway?

I’ve never used layaway before, but we did this with our bands since a) they are a big expense, b) we didn’t want to have them at home until JUST before the wedding c) we didn’t leave it until we could afford them in full.

It worked out great for us. We put down $50 -$100 a week. They sized them for us before picking them up too.

At least this way you can get the ball rolling and pay at the last minute w/out trying to look for rings @ the last minute.

Post # 5
Member
1488 posts
Bumble bee
  • Wedding: March 2012

This is what my Future Mother-In-Law is planning on doing also (waiting til right before to help with anything) so I understand some of the stress. Can you maybe ask your mom if she can give you a portion before because of all the deposits that are coming due? Maybe just like a quarter of it or something so that way you aren’t so stressed.

Personally, I wouldn’t chance waiting til the last month to get our wedding bands. I’m too much of a pessimist and I’d be in a constant panic that they wouldn’t come in on time.

I bet, if you just explained to your mom that everything is due before the week of the wedding she might be understanding and at least give you something to help out…maybe? lol

Post # 6
Member
223 posts
Helper bee
  • Wedding: August 2011

Could you ask your parents to pay you the money in installments? Perhaps she doesn’t realize how stressed out you are. Just have a simple conversation with them about it. They are your parents 🙂

This is what my parent’s did. They told me they were going to give me about 4k total for the wedding, so now, whenever we have a big expense that we need to pay, I jsut g ot to my dad, and ask for another installment. So far, he’s given me half. I’ll ask for another one in about a month, when my last payment on the venue is due, and then probably 2 weeks before the wedding, when I need to start paying vendors.

Post # 7
Member
114 posts
Blushing bee

I realize there is some stress, but I wouldn’t be comfortable telling someone when to give me a gift

Post # 8
Member
389 posts
Helper bee
  • Wedding: May 2011

Can you get a credit card? Since you know 100% that you’ll recoup the money that seems to make a lot of sense in this case. You’ll have enough up front money and then can immediately pay it off after the wedding. 

Post # 9
Member
9029 posts
Buzzing Beekeeper
  • Wedding: June 2011

My wedding band took two weeks to be sized, I would rather get the rings earlier and not have to worry about them. Do you have to pay all your vendors in full right away? Alot of my vendors accepted a deposit and didnt expect full payment until 2 weeks before, is it possible for you to just pay partially for some of your vendors so you can get the ring sooner and then pay the vendors closer to the wedding dates

Post # 11
Member
3943 posts
Honey bee

@UpstateCait: Have you looked at Zales? I was looking at really simple white gold bands with the small diamonds around it, and they were in the $250 range. The Fiance looked at plain white gold bands that were about the same price.

Post # 14
Member
843 posts
Busy bee
  • Wedding: June 2011

My wedding is next week and we bought our bands this past weekend.  Everything should be to us on Friday.  I think it should be fine.

Post # 15
Member
2407 posts
Buzzing bee

I think layaway is a great option. Or even just if you find something you like in a store, talk to them, explain your situation. Maybe you can pick it out and have them tell you how long it will take to come in. Then either when that time comes or you have the money, they can order it. 

Not sure your ring size but I was able to walk out of the store with my ring since it’s a pretty common size (6). And we ordered DH’s ring from http://www.TitaniumKay.com and it arrived less than a week later. 

Post # 16
Member
7587 posts
Bumble Beekeeper
  • Wedding: December 2010

At Zales, you can actually just put down a deposit and your next payment isn’t due until 60 days later, which means you could reserve them at least, and then have a little less stress surrounding it.

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