(Closed) my boyfriend has a question for you ladies:

posted 7 years ago in Rings
Post # 3
Member
5993 posts
Bee Keeper
  • Wedding: May 2010

my hubby said “thats why you have insurance” and i say and while youre at it you upgrade

did something terrible happen OP??

Post # 4
Member
14496 posts
Honey Beekeeper
  • Wedding: June 2011

It should be insured by a rider under the house/renters insurance then the insurance will pay for it.

Post # 5
Member
344 posts
Helper bee
  • Wedding: June 2013

Get ring insurance.  If you lose it, the insurance company pays for the replacement.

Post # 6
Member
4480 posts
Honey bee
  • Wedding: March 2010 - Calamigos Ranch

Hopefully they have insurance, in which case they can replace it when they get the proceeds from the insurance (you need to get a separate policy for the specific piece of jewelry for replacement in case of accidental loss). If there is no insurance, I don’t think there is any obligation to replace the ring. If he wants to buy one as a gift at a later time, why not? But as for a new, identical one, immediately? That seems silly to me.

Post # 7
Member
627 posts
Busy bee
  • Wedding: August 2013

In My Humble Opinion, if you lose it, it’s your responsibility to replace it and then, only if you two agree as a couple that you can financially take the hit of buying another ring.

There may be exceptions for extenuating circumstances (getting your ring stolen, a freak accident) but ultimately if you’re careless enough to lose your engagement ring during the engagement period I don’t think your fiance, who already shelled out, should have to do so again.

Post # 8
Member
269 posts
Helper bee
  • Wedding: September 2011

Insurance.  Or there is a waiting period – no need to run out and buy a new one simply because someone lost the old one. 

Post # 9
Member
344 posts
Helper bee
  • Wedding: June 2013

@eloping: LoL.  After we got insurance I told Fiance if I lose it then we can upgrade.. and he gave me an evil stare.. Innocent

Post # 10
Member
648 posts
Busy bee
  • Wedding: April 2011

I agree with the others and when my mom lost her rings in a house fire (she’s a nurse and worked in surgery at that time so she didn’t wear them to work) they waited forever before my dad surprised her and bought a new set. No big deal!

Post # 11
Member
600 posts
Busy bee
  • Wedding: August 2011

My faince said, “for every lost ring, you go down a carat.” lol.

My ring isn’t even a full carat, he just a silly man. 😉

Post # 12
Member
3302 posts
Sugar bee

Insurance- and if you have no insurance (but still want the engaged appearance) get a costume ring until you/he can afford the replacement.

They have some VERY cheap rings under $100 that look VERY real and since it will only be temporary, you can give everyone the “oh he is upgrading” line and it would truly be an upgrade. LOL!

Post # 13
Member
4137 posts
Honey bee
  • Wedding: May 2011

insurance.

if you’re married, why would it make a difference if the husband or wife buys a new ring? the money would be both of yours regardless.

Post # 14
Member
5273 posts
Bee Keeper
  • Wedding: October 2009

Yeah, there would def be a waiting period for quite some time. And then when it came time to pay it would be “our” money.

Insurance is the way to go.

Post # 15
Member
1124 posts
Bumble bee

Insurance! Get a cheap replacement in the meantime and a new permanent one when you can afford it. Losing my ring would make me feel so bad, there’s no way I would be like “YOU NEED TO BUY ME A REPLACEMENT RIGHT NOW SINCE YOU’RE THE MAN!”. Haha.

Post # 16
Member
1267 posts
Bumble bee

Insurance would cover that! 🙂

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