Post # 1
We just joined our finances after getting married in october. So for the last month we’ve been busy building and sorting out our bills and money situation. I’m a fairly strict budgeter with a fair sized savings. Darling Husband likes to budget too but doesn’t have the savings that I do.
Anyway, he just started feeling comfortable enough to use our joint account (I know??) and now every time he spends money from it, or plans to spend money from it, he calls me and tells me!
Today he called me to tell me that he paid $51.29 out of our joint account because he bought X and thought it was a “joint” purchase. All the while, I’m on the phone trying not to laugh because… well… it’s OUR money and unless you plan on spending a few hundered dollars on an entertainment item I don’t think you need to call me to tell me the bills are paid! LOLOLOL.
Can anyone else relate??
Post # 3
so cute! well better that he is responsible than not.
We completely joined our finances in September and I’m still getting used to it. I have to remind myself when making large purchases to tell Darling Husband so he doesn’t make a large purchase and go over our CC limit or overdraw the checking account. Still getting used to this.
My biggest adjustment was how much money we keep in what account. I like to have a lot of money in my checking so I never have to worry about overdrawing. DH likes to keep the bare minimum in there, (and everything else in savings), so he’s not tempted to spend it. We’re trying to meet somewhere in the middle but it’s been a slow and painful adjustment for me to actually have to stop and consider whether we have enough money in the checking to cover the purchase i’m making, (or bill i’m paying).
Post # 4
That is so cute! I think it’s wonderful that he’s being so respectful of your joint finances. Over time I’m sure he will grow more comfortable with spending from there, but it’s really sweet that he informs you when he’s making a purchase.
Darling Husband and I don’t have joint finances, but he still feels the need to run purchases by me. I think it’s hilarious. I think it’s his way of justifying spending his own money so he doesn’t feel so guilty about his purchases…. I always say “go ahead, It’s your money! Spend it on whatever you want!.”
Post # 5
@.twist.: I’m pretty much in the exact opposite situation.
Darling Husband and I combined our finances after we got married.
We also moved abroad after getting married and I have yet to find work.
So since I’m not contributing to our joint account, I ask him about all the purchases I make except for groceries and metro-card top ups.
Every time I ask, he just laughs a little and says “It’s *our* money, not my money. Do what you need to do.”
I’ll feel better once I get a job and am contributing as well.
Post # 6
@Meowkers: ah yea! that would be a bit of an adjustment. I have all our “needs” separated into categories, with a limited amount of money in each category. If you don’t spend the limit one month, your next months limit will be double. So we have a fairly large amount in our chequing account (a certain amount each month goes into a separate savings account as well). So, there should be enough money at all times for him to make purchases! If it was more like your situation I would understand. It totally makes me laugh.
@CanAmBride: So funny how they do that. If I know it’s not going to affect him or our finances (lunch, a t-shirt, a drink for me and a friend) then I don’t feel like i have to tell him. I totally think it’s so cute! It’s just funny that he’s called me 3 times today about what he’s spent! How can I get him to be this sensitive in other area’s!? HAHA
Post # 7
@KatNYC2011: I totally get that. I have a feeling my Darling Husband feels similar to you. I make more money than him currently and I have made the most contributions to our joint account. Maybe he feels since it’s majority my money that he needs to ask? However, I feel the same as your husband. It’s OUR money. It was OUR money before we got married except now you can actually see what’s in there.
I can bet that if it was flipped around, I’d be the same as you too. I’d probably want to run the purchases by him, just to make sure he knows where “his” money is going?
Post # 8
@.twist.: Yeah, that’s pretty much what it is. Since he’s the one working hard all day, I don’t want him to think I’m spending money frivolously.
Just since college I’ve always supported myself, so it’s weird to now be spending “someone else’s” money if that makes sense?