(Closed) My DH is Hilarious – Joint Account Finances

posted 7 years ago in Money
Post # 3
5494 posts
Bee Keeper
  • Wedding: August 2011

so cute!  well better that he is responsible than not.

We completely joined our finances in September and I’m still getting used to it.  I have to remind myself when making large purchases to tell Darling Husband so he doesn’t make a large purchase and go over our CC limit or overdraw the checking account.  Still getting used to this.

My biggest adjustment was how much money we keep in what account.  I like to have a lot of money in my checking so I never have to worry about overdrawing.  DH likes to keep the bare minimum in there, (and everything else in savings), so he’s not tempted to spend it.  We’re trying to meet somewhere in the middle but it’s been a slow and painful adjustment for me to actually have to stop and consider whether we have enough money in the checking to cover the purchase i’m making, (or bill i’m paying).

Post # 4
1137 posts
Bumble bee
  • Wedding: September 2010

That is so cute! I think it’s wonderful that he’s being so respectful of your joint finances. Over time I’m sure he will grow more comfortable with spending from there, but it’s really sweet that he informs you when he’s making a purchase.

Darling Husband and I don’t have joint finances, but he still feels the need to run purchases by me. I think it’s hilarious. I think it’s his way of justifying spending his own money so he doesn’t feel so guilty about his purchases…. I always say “go ahead, It’s your money! Spend it on whatever you want!.”

Post # 5
8738 posts
Bumble Beekeeper
  • Wedding: September 2011

@.twist.: I’m pretty much in the exact opposite situation.

Darling Husband and I combined our finances after we got married.

We also moved abroad after getting married and I have yet to find work.

So since I’m not contributing to our joint account, I ask him about all the purchases I make except for groceries and metro-card top ups.

Every time I ask, he just laughs a little and says “It’s *our* money, not my money. Do what you need to do.”

I’ll feel better once I get a job and am contributing as well.

Post # 8
8738 posts
Bumble Beekeeper
  • Wedding: September 2011

@.twist.: Yeah, that’s pretty much what it is. Since he’s the one working hard all day, I don’t want him to think I’m spending money frivolously.

Just since college I’ve always supported myself, so it’s weird to now be spending “someone else’s” money if that makes sense?

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