(Closed) My engagement ring is stolen

posted 4 years ago in Emotional
Post # 2
Member
170 posts
Blushing bee
  • Wedding: July 2016

Good luck! Hopefully you have insurance on it!

Post # 3
Member
1221 posts
Bumble bee
  • Wedding: August 2015

There’s no harm in filing a police report if it doesn’t turn up. Was it insured?

Post # 4
Member
2460 posts
Buzzing bee

Oh my goodness! I’m so sorry! I did that once at the doctors office. I took it off washed my hands and left it there. Half way through the appointment I ran off like a bat out of hello to go the bathroom. Luckily, my ting was still there but now I just wash my hands with it on. Good luck! I hope it turns up or that you have it insured at least.

Post # 5
Member
533 posts
Busy bee

That stinks.

I would post photos of the missing ring in the bathroom and describe it as an engagement ring.

I would file a police report as PP suggested. You may also want to talk to your folks and see if it is covered on the household policy, if you don’t have special ring insurance.

Good luck.

 

Post # 6
Member
316 posts
Helper bee
  • Wedding: May 2016

As long as you have insurance I wouldn’t worry….and if you do im assuming you had more coverage than the ring was worth (most people do). You could end up with a better ring.

Post # 7
Member
136 posts
Blushing bee
  • Wedding: September 2015

Oh oh. So sorry to hear. And you just reminded me to add my engagement ring to our insurance policy. Yes file a report. Post information in the local you last had the ring. Make sure you let people know it was your engagement ring! I sure do hope it turns up. Good luck sweetie!

Post # 8
Member
356 posts
Helper bee

I’m so sorry to hear that!  I can imagine how devastating that can be!  I hope you had insurance on it and you should file a police report.  And if you can, post something at school with a reward for returning it to you.  I never take my rings off in public no matter for this very reason.  I hope you get it back!

Post # 9
Member
1044 posts
Bumble bee
  • Wedding: March 2015

There’s a big difference between “stolen” and “lost”. I wouldn’t assume the worst when you haven’t even checked with the school yet to see whether anyone turned it in!

Post # 10
Member
989 posts
Busy bee
  • Wedding: February 2016

Fyi to all: you can’t insure a ring or anything for more than it’s worth. That is called insurance fraud, and one of the reasons why insurance is so expensive. 

Having said that, I agree with previous posters about not assuming the worst. I wouldn’t just take a ring I found, I’d turn it in. It shouldn’t matter if it’s an engagement ring or not. It’s called honesty. I hope an honest person found it. 

If not, you’re smart to call local pawn shops, but let the police know too. Let us know what happens and good luck!

  • This reply was modified 4 years, 2 months ago by  MrsJewell.
Post # 11
Member
1798 posts
Buzzing bee

Somebody found the ring in a public restroom, they didn’t steal it from you so you can’t charge them with theft. And just because they went into the bathroom after you doesn’t mean they took it, maybe they dropped it down the sink or flushed it in the toilet to be mean, or just left it there- who knows how many people saw it and left it thinking you’d come back. So even with video, I’m just saying don’t expect anyone to admit they have it.

In addition to pawn shops, you should check out your local area facebook yard sale pages, and ebay.

Post # 12
Member
626 posts
Busy bee
  • Wedding: March 2016

futurejewell2017:  Jewelry typically appraises for more than you paid. This is what’s meant by “insured for more than it’s worth.” If I lost my ring tomorrow, my insurer would pay 25-30% more than my Fiance paid to buy a new ring, no insurance fraud necessary.

Post # 13
Member
11454 posts
Sugar Beekeeper
  • Wedding: May 2009

I’m so sorry to hear that you lost your ring. I agree with prior posters that, unless people intentionally were conspiring to get you to take off your ring in the restroom and distract you from remembering to put it back on that it would be a reach to say someone stole it from you.

I hope that someone has turned your ring in to proper authorities at the school and that you eventually will get it back. This happened to my stepdaughter, with her school ring.

I must admit that I do not understand why anyone would take off a valuable piece of jewelry in a public restroom. I wash my hands dozens of times a day at home, at work, and while I am out, and I never take off my wedding set to do so.

Post # 14
Member
469 posts
Helper bee
  • Wedding: December 2013

thats great they have cameras! you can definitely ask the people who went in after you. Also have the school make an annoucment to return it if anyone found it. 

Post # 15
Member
1740 posts
Bumble bee
  • Wedding: June 2016

I hope you get it back – definitely follow up with the school.

Having said that, your ring wasn’t stolen.  You lost it as a result of your own carelessness.  Whoever found it may turn it back in, or they may think “finders keepers.”  Picking up something that someone else left behind does not constitute theft.  Yes, an honest, caring person will return it, but it is not as if they mugged you or tricked you or forced it off your finger.

And you lost your ring because for some reason you seem to think that soap and water will hurt gemstones and metal, which is ridiculous.  This (or the ring going down the drain)  is bound to happen to a significant percentage of women who take their rings off just to wash their hands.  It makes no sense whatsoever to do so.  

I hope your ring was insured.  But even if it was insured for the appraised cost, which is likely higher than the actual cost, your insurance policy is probably only going to pay replacement cost for a new ring, and they may well cut the check directly to the jeweler.  Only a very few insurance companies will cut a check directly to the insured for the insured amount vs. the actual replacement cost, and those policies are much more expensive than “normal” policies.  Thus, while the scenario proposed by the previous posters is technically possible, it is highly unlikely.  

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