(Closed) Need help wording text to ask for loaned money back?

posted 3 years ago in The Lounge
Post # 16
Member
387 posts
Helper bee

rosey1739 :  LOL! I totally did this with my sister the other day because I lent her some cash and she told me she’d pay me next time she saw me, but we both forgot about it. We have that kind of relationship though. She didn’t even know the song, which made it even better! Haha

Post # 18
Member
2181 posts
Buzzing bee

cherryfox22 :  I’m surprised you expect the money back when you know how dire her financial situation is. Not to say you’re being selfish or mean-spirited–money doesn’t grow on trees for any of us. But if she can barely pay her actual bills then reimbursing you will be her bottom priority, honorable soul or not. I think a reminder text will only serve to embarass her.

Pat yourself on the back for your spontaneous act of generosity towards a stranger and leave it be. You might want to speak to whoever you report to about making it more clear to people visiting the organization where they can and can’t park. 

Post # 19
Member
6659 posts
Bee Keeper

Can the organization you were volunteering for cover it? It doesn’t sound as if she’s in a position to pay you $198. 

Post # 20
Member
9044 posts
Buzzing Beekeeper

cherryfox22 :  First you did a really nice thing, congratulations. But rule number 1 of working/volunteering with people who have low socio-economic status/homeless, do not lend clients money or anything of value. If someone complains about not having money for the little important things then if you are feeling generous buy them for them (like nappies or food) but never ever hand over money. 

This wasn’t even a case of being beyond her control, she willfully parked illegally and got towed. 

By all means text or call her but it is highly unlikely that you will ever see that money again. 

 

Post # 21
Member
253 posts
Helper bee

My father always said “Never loan what you wouldn’t give.” Words to live by. Let it go.

Post # 22
Member
9044 posts
Buzzing Beekeeper

beethree :  Please do not suggest that the OP ask the orgainisation she volunteers for. It is not their job to pay for the OP’s lapse in judgement. If one of my volunteers came to me with a story like this they would be on notice because you are not supposed to do stuff like this. Lending large amounts of money to clients who are in financial struggle shows that whilst you may be compassionate and nice you are probably not suited to the volunteer position because you are too much of a soft touch.

 

Post # 24
Member
488 posts
Helper bee

Send a very straightforward message as the pp suggested. However I also agree that you won’t get it back, sorry! 

ETA: just saw update, good on you OP,  you sound like a nice person. 

Post # 25
Member
542 posts
Busy bee
  • Wedding: May 2026

I do not think making it a gift is a great idea. It’s not like you have disposable income if you had to apply for a FAFSA. She needs to pay it back, even if it is just half of it. 

And one more thing: you should not be paying for your boyfriend’s classes unless, again, you have disposable income. 

If the mom is getting lots of parking tickets, she must not be reading road signs right. 

Post # 27
Member
7905 posts
Bumble Beekeeper

The PP gave some good insight to the loan issue. I would consider telling the whole story to the organization’s leadership. It might be worthwhile for them to add something to the volunteer training about how to respond in these situations. Were you the only volunteer that day? It also seems like it would be helpful to have someone more senior with you closing up since it was your first experience. 

Post # 28
Member
379 posts
Helper bee
  • Wedding: June 2017

She is homeless… I would STRONGLY recommend giving that money as a gift.  To you it’s only $200. To her, this could be the difference between getting groceries or not. 

***edit*** Just saw your update that you decided to give it as a gift. Good on you 😊

Post # 29
Member
2433 posts
Buzzing bee
  • Wedding: NJ

You may eventually have to chalk the $198 up to experience. But before that, a text or email is better, in case anything legal ever comes up. You might not want to go to small claims court right now, but for some reasons we don’t know about, having something in writing is better. To show the loan was a loan and not a gift. 

She isn’t a good friend of yours, right? And you did her a tremendous favor. Just be matter of fact in the message. Just the facts, and when might I expect a payment on my loan?

Post # 30
Member
908 posts
Busy bee

I think you are doing the right thing. And you sound very sweet.

Maybe text her to say she doesn’t have to worry about it and its a gift. She may be freaking out on how to pay you back. But I am not sure if this will open the flood gates for her to think its ok to ask you for money… 

The topic ‘Need help wording text to ask for loaned money back?’ is closed to new replies.

Find Amazing Vendors