(Closed) Negatives of moisanite?

posted 11 years ago in Rings
Post # 107
Member
3974 posts
Honey bee
  • Wedding: February 2012

@europomme: Yes, but you’ve also been paying into insurance this whole time, you may even have paid back close to what you paid for the ring initially anyway. If your children continued to pay insurance on it, and then your children’s children, then they’d probably eventually pay way more than it was ever worth or appraised for. That’s how insurance companies make money lol. In the end, if your ring was stolen (god forbid!) you would get what it was insured for, but you’ve also been paying money for insurance, so it kind of evens out. You don’t make money from insurance, trust me.

If I had my moissanite ring insured, we’d have it insured for the cost of our ring too, and we’d get that money too if it ever was stolen aswell. The only difference would be my ring would probably not be appraised for MORE than it’s worth, like a diamond would, so I’d get slightly less money back if it was stolen, but it’s not a huge difference in the end. Neither of us would make money on our stolen rings.

Post # 108
Member
1088 posts
Bumble bee
  • Wedding: December 2010

@EleanorRigby: I do get the analogy, but I don’t think it’s fair.

In my eyes, it would be more like wanting a German car, and opting for a Volkswagen Passat instead of a BMW 7 series. It’s not like one is a “fake” of the other, it’s just a more economical option in a certain category, whether that category is German cars or clear stones.

I hope that makes sense.

Post # 109
Member
208 posts
Helper bee
  • Wedding: April 2011

@EleanorRigby: I completely agree. This wouldn’t be such an “argument” if we were talking about sapphire/emeralds/etc because they don’t look like diamonds. I had never heard of moissanite until I started reading the bee and I have nothing against it. I think it’s a great alternative to a high priced diamond – and anything I’ve read online positions it as a substitute to diamonds. I know it’s a completely different gemstone, but it appears that the reason people choose it, is because it looks so much like a diamond.

Post # 110
Member
1088 posts
Bumble bee
  • Wedding: December 2010

@DeathByDesign:You don’t make money from insurance, trust me.

Amen. Insurance companies are like casinos – the house always wins.

Post # 111
Member
1088 posts
Bumble bee
  • Wedding: December 2010

@ninerz113: What do you think of my analogy? Just curious.

Post # 112
Member
49 posts
Newbee
  • Wedding: June 2015 - Garden of the Gods

@EleanorRigby I personally chose a colored Moissanite stone because I wanted a colored stone and no stone could sparkle like moissy. I never wanted a diamond ring.

Of course people have asked if it were a green diamond…extremely rare and expensive…yeah right I couldn’t afford that! I volunteer all of this information freely to anyone who sees my ring before they draw conclusions. We all have our reasons for the rings we choose/receive.

Something a lot of people don’t seem to understand is that moissy is not a diamond simulant. It is a gemstone of its very own, just like a colorless sapphire, it just isn’t naturally present in large quantities on Earth.

@deathbydesign I wouldn’t be surprised if your moissy were appriased for much more than you paid. They appraise any ring at replacement value, not market value. I was pleasantly surprised when mine appraised as highly as it did.

Post # 113
Member
719 posts
Busy bee
  • Wedding: September 2011

@DeathByDesign:

The point is not that you’re making money on something stolen, but an appraisal is really the only way to tell a monetary worth of an item.

My ring insurance is included in my home owners insurance so I’m not technically paying anything for it… my home insurance would cost the same regardless. 

Post # 114
Member
1065 posts
Bumble bee
  • Wedding: May 2011

I think the car analogy is a good one.

Post # 115
Member
3974 posts
Honey bee
  • Wedding: February 2012

@europomme: Actually, insurance is a very poor way of determining the value of something. The best way is to try and sell it on the free market.

Post # 116
Member
3974 posts
Honey bee
  • Wedding: February 2012

@EleanorRigby: Like I said, diamonds have percieved worth. They are associated with wealth like BMWs are. That still doesn’t mean they’re actually worth, in monetary value, what their percieved worth is. We all know cars are basically just black holes for money lol, and only go down in value, BMWs included, but driving one still makes you look rich. Same with diamonds. It’s really just because those things are expensive to begin with, not because they hold value well.

Post # 117
Member
208 posts
Helper bee
  • Wedding: April 2011

@jayce: I don’t completely agree or disagree with it. (sorry that’s not helpful haha). In this case, moisanite and diamonds look (to me at least) pretty identical whereas a VW and a BMW look completely different.

This is a tough thread because jewelry is all about personal preference so there aren’t any many hard “facts” about why something is better than the other, unless quality was an issue – which that doesn’t seem to be the case.

Personally, I think moisanite is great, but for me, a negative would be that it’s not a diamond. Sorry that may sound superficial (and it is) but I love my diamond and I love the compliments I get on it (yes, moisanite is pretty too – I’m not saying it isn’t). I think the vast majority of people do not know what moisanite is so they would assume it’s a diamond. That’s fine for some, but not for me. I like the real thing. There’s definitely a stigma regarding rings that aren’t diamonds.

I would definitely consider it for earrings or a right hand ring though.

Post # 118
Member
49 posts
Newbee
  • Wedding: June 2015 - Garden of the Gods

As a side-note, another thing I thought of…moissy is often chosen for e-rings because it is the next closest thing to a diamond in durability. Yes, diamonds and moissies are compared everywhere moissies are sold, because they are quite similar. I can’t disagree there.

I originally wanted an aquamarine e-ring, but it wasn’t durable enough for me to call it my forever friend…and they don’t currently make blue moissy. Boo 🙁

Post # 119
Member
4460 posts
Honey bee
  • Wedding: September 2012

@latentsmile: those blue moissy’s are breath taking. If they ever start making them again I am getting one. I’m eyeing a pink one right now.

Post # 120
Member
247 posts
Helper bee
  • Wedding: May 2011

My e-ring is a diamond and my favorite pair of earrings are moissanite. The only negative is when I tell people my earrings aren’t diamonds and they seem a little put off (doesn’t happen much).

Not to jump into this whole resale argument but I did want to say that my mom just (as in two weeks ago) sold a diamond bracelet she never wears. My dad paid $1200.00 for it almost 10 years ago and she sold it for 1k to the buyer. So yes sometimes diamonds can sell back at high costs.

Post # 121
Member
157 posts
Blushing bee
  • Wedding: October 2007

The car analogies are interesting and make a great point. Something I always think about is ANYONE can buy a huge diamond, a BMW or a big house.  Does that mean they can always afford it? Of course not!! Look at all the foreclosures going on.  So while a BMW or a diamond carry a prestige that a Volkswagon or Moissanite may not you don’t know if the people buying the more expensive things maxed out a credit card or financed it and are now in crazy debt. A year from now they could loses their jobs, their house, their fancy jewelry and go bankrupt. YOU NEVER KNOW!  There is nothing prestigious about bankruptcy and that so called prestige is completely gone!! My point is, I don’t think one is better than the other (diamond and moissanite).  And I don’t think it’s OK to start your marriage off in debt just for a ring.  I know, some people can actually afford that huge rock or huge house, but these days it seems few and far between.  

 

What an interesting thread! I bet the OP never thought it would turn into this! 

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