Post # 16
sunburn : oh no, I‘m sorry, that sounds so stressful! I feel your pain, we‘re in a similar situation as my SO had to take out a large loan to cover his fathers mortgage payments as he sucks with money and can‘t pay them. Wish we could just sell the damn house, like you do. Wishing you all the best!
Post # 17
I’ve been Kondo’ing my house as we’re moving at the end of the year, and I refuse to move stuff that’s been living in this house for 7 years unused into another house! It felt so cathartic to tidy out spaces where stuff had accumulated!
I’m also going “low spend” as we wait for the new build to be complete. The house was about £15k more than we were expecting, and whilst it’s still manageable, I have a silly notion of being mortgage free before I’m 50. So instead of buying chocolate from the vending machine at work I just think that’s £1 I can put towards our house. I’ve cut back on my beauty appointments (just my nails once a month) and I’m being a lot better behaved in terms of buying clothes/random junk, and we’ve stopped eating out quite as often.
Post # 18
Westwood : that’s a really good hack! They really do their most with these emails don’t they! Love how having less is becoming more popular.
konablend : wow that‘s super impressive! Great job on getting rid of that crippling debt!
EllyAnne : it‘s shocking how much accumulates, isn’t it! Getting your money’s worth of wear out of your clothing is so much better than having a bunch of stuff you‘ve never even worn
Post # 19
prettydetails : that‘s a wonderful reason to spend less! Wishing you all the best for your wedding!
bubbly2018 : amazing! Congrats!
Post # 20
ukbea : that‘s not a silly notion at all! If you keep going like that you‘ll likely be able to pay it off even sooner! Keep up the great work!
Post # 21
ukbea : So instead of buying chocolate from the vending machine at work I just think that’s £1 I can put towards our house.
That’s exactly how I am too! Sometimes I still just really want something and I’m not about to deprive myself, but half the time if I actually stop and think about something I don’t really want it. So many people overlook those little money leaks but they can add up! My husband and I went to an allowance system last year and when you’re tracking your budget weekly you realize how fast you can spend a lot of money if you aren’t paying attention.
Post # 22
I’ve never attempted a complete no spend and always ben a frugal shopper, but I’ve definitely curbed the spending and passed up great deals a lot lately on things I dont *NEED* (like a $650 75″ TV!) or things I already have a good stock pile of (like bath and body hand soap or lotions). I love finally using up things and decluttering, and then will do a more controlled buy of sale items to try to match what we use until the next big sale.
Post # 23
LilliV : ukbea : So instead of buying chocolate from the vending machine at work I just think that’s £1 I can put towards our house.
And for me and chocolate/junk food, I tell meself I save the money AND extra worthless calories, so it’s a double win!
Post # 24
pinkshoes : LilliV : money leaks is the perfect phrase for it. If you take ten pounds out of the bank and buy a £6 thing, the remaining £4 just disappears into nothing. I’ve stopped carrying cash wherever possible as it removes temptation. Plus the being healthy bit is a nice bonus!
At the moment I get paid every 4 weeks and it’s been a nightmare for tracking how well we’re saving (I’ve no clue where I am each month in relation to pay and bills), but my work is moving over to monthly next month and I can’t wait to be able to take a tally on a fixed day and know how well or not we’re saving!
Post # 25
jellybellynelly : I have noticed similarly that I spend way too much money on my dog. I can’t help it. He deserves a life of glamour.
If anyone tells you your pets deserve anything less then you don’t need that kinda negativity in your life.
Post # 26
- Wedding: June 2019 - Turkey
I have been doing this partially for almost 2 years now. I had a time period when I spent way too much money on things I probably didn’t need and excessive amount of cosmetics. Then, I got into a position where my new job was a total fail so I quit and didn’t work for a while. Now I’m working but not making a ton of money. Plus, our country is in an economic crisis at the moment, so I can’t just relentlessly spend. Having said that, shopping for marriage and a new house is expensive by itself.
So my situation is not out of will but out of necessity, I’ve been trying my absolute best not to impulse buy stuff. You know what, as long as I’m well fed materials don’t matter to me all that much anymore.
Post # 27
I’ve been this way my entire life, I haven’t bought new clothes in probably close to 3 years. Barely buy makeup/skincare etc..,I’m not particularly high maintenance (only got my hair cut and styled in the last 6 years for our wedding last year lol)
I reduce/reuse/recycle whenever I can. Do a lot of thrift store hunting for smaller stuff. Prioritize the necessities really. I feel like because I’m always saving though that since we’ve bought the house I’ve been on a spend wave for a bit. But I can say with confidence that I prioritize my animals, my house and my family’s needs over my own (except when it comes to a nice piece of jewlery-that’s my splurge every few years lol)
Post # 28
I recently had a post about this as well, and it turns out I was too ambitious when I set out to do a ‘no shopping’ year. I just had a baby, so I’ve been buying tons of baby related stuff on Amazon. I reused as much as I could from my older daughter but some buying was just unavoidable.
On the clothing front, I’ve done better. I haven’t bought myself clothes or shoes. Then again, I’m cheating a bit because I’m not particularly inclined to buy clothes when I’m still just 4 weeks post partum and about 20 pounds above my normal weight.
I do think the exercise, however much of a failure it was, was still instructive. A lot of the posters on my post had some great tips that helped me see the central point- which for me was to reduce consumption and waste. I’m now far more conscious of buying to last, if I do buy at all.
Post # 29
We are sort of doing this, but without any real guidelines. We’re saving to apply for PR here in Canada, and have to have a large sum of money in the bank in order to be eligible to even apply. So we’ve decided to cut extra purchases, even though we didn’t spend too much to begin with. We’re grad students with a kid so money is pretty tight. But I used to get lattes semi-regularly with my “fun” money and Darling Husband would buy movies or video games or other techy stuff, so it’s been a little weird constricting that. Plus not purchasing anything for the house that we don’t absolutely need. I actually enjoy it because it feels great to watch our savings grow faster, plus we’re working towards minimalism so not accumulating useless stuff is helpful. It does make me think twice even about our grocery shopping and try to use up pantry and freezer items instead of buying extra stuff. I think I won’t go back to spending as much on coffee (it was like $60/month which is a lot for us) and maybe spend it on something more enriching, like an Irish dance class that I’ve been really wanting to take. It’s also helpful in truly evaluating what we truly need for the house or baby, and I hope we’d keep doing that even after we don’t necessarily have to.
Post # 30
I love this thread 🙂
I’ve been recently getting into the ‘minimalist movement’. There’s a couple of interesting documentaries I’ve been watching about this which made me interested in giving it a try. It’s amazing just how much money a person can spend on ‘stuff’ without ever realizing it.
I am having a bet with my husband that I can’t go between now and Aug 1st without purchasing any new clothing or shoes. I genuinely don’t think it’s going to be a problem- I have a pretty decent sized wardrobe and I love shoes- so I am sure that I can mix and match all the stuff I already own and no one at my work would even notice.
The reason I decided on Aug 1 is because I am hoping to start a new job in Sept, and if I did want to purchase something new for work I wouldn’t feel bad about it , as it would be my first new outfit in about 8 months.
In taking inventory, I also have more than enough lotion, perfume etc so I could have added that into the bet as well. We bought a Nespresso machine about a year ago, and I love that thing! Starbucks is probably wondering where I am ( they might even need to close a store or 2 just because of me!) 😉 LOL
We still spend waaaay too much in eating out so I will be trying to curb that spending as well. I haven’t felt the need to buy anything thus far!!!
If people are interested in posting updates about how they are doing, I know I would love to read them!