(Closed) NWR: dont buy State farm insurance!!!

posted 8 years ago in Legal
Post # 3
Member
10366 posts
Sugar Beekeeper
  • Wedding: September 2010

How are they able to increase your rates if you signed a contract and nothing else has changed? That doesn’t make sense.

Did you get a ticket? Or into an accident?

Post # 4
Member
6892 posts
Busy Beekeeper
  • Wedding: March 2012

That REALLY doesn’t make sense. Did you sign some sort of “promo” contract with ridiculous hidden add-ons? That sounds sketchy. :/ Sorry you’re having to deal with that though.

Post # 5
Member
7770 posts
Bumble Beekeeper
  • Wedding: July 2010

I had a really good experience with State Farm because my family (Grandpa) had an agent I used.  I had FULL insurance of a newish sports car for $800-900 a year.  It was amazing.

I now have Progressive and I really don’t like them, so I can still relate.  They raised mine, didn’t give me an option to just pay the premium, even though it was my 6 month point and said they would fine me for stopping my auto payments.  They just claim that the rates went up in my state.  I should look more into it, but … I just haven’t.

Post # 6
Member
5147 posts
Bee Keeper
  • Wedding: June 2011

I’ve personally had great experiences with State Farm.

And a good rate, for my auto & renters insurance combined it’s less than $80 a month; for good coverage too.

Post # 7
Member
2116 posts
Buzzing bee
  • Wedding: June 2011

I have State Farm and they are wonderful. Yes, you pay a little more but its worth it to me because my agents will back me up. Two years ago I was “at fault” for a car accident but told the police/my agents that I was pretty sure it was fraud because of some of what he said I did/way he acted and they looked into it and found that it actually was fraud, so my record is still clean. I think they’re wonderful. I’m sorry you had a bad experience, but that doesn’t mean everyone will.

Post # 8
Member
1124 posts
Bumble bee

I’ve had State Farm since I started driving and I’ve never had an issue.

Post # 9
Member
2402 posts
Buzzing bee
  • Wedding: August 2012

Sorry to hear you’re having issues with State Farm. I personally haven’t had any issues with them- I switched from Amica and soooo glad I did! I was paying $120 a month for car insurance, and now I only pay $60/mo.

Post # 10
Member
411 posts
Helper bee
  • Wedding: January 2011

Agreed I have no problems with State Farm either.

Keep in mind though, most State Farm insurances are independently owned and operated. An agent owns his own franchise – it’s not like he has a district manager or anything. Perhaps you should try a different agent? Most will honor existing contracts with other State Farm agents.

Post # 11
Member
1391 posts
Bumble bee
  • Wedding: September 2010

Hmmmm that is odd…I have had State Farm since I was 16 and anyone I have ever spoke to has been very helpful. I’ve never had a bad experience with them. Sorry you are. That is sooooo bizarre.

Post # 12
Member
2702 posts
Sugar bee
  • Wedding: November 2011

My state farm agent is absolutely terrible but I like the rates. So far, so good 🙂

Post # 13
Member
2858 posts
Sugar bee
  • Wedding: May 2011 - Bartram's Garden

I’ve been using State Farm for many years and have never had a problem.

Post # 14
Member
14494 posts
Honey Beekeeper
  • Wedding: June 2011

It sounds like your agent didn’t tell you that the rate is subject to change during the underwriting process.  I would give him a call and ask for a reason, they should be able to give you a printout.  I would keep that and take it and shop around to see if you can get a better rate elseware.

Post # 15
Member
274 posts
Helper bee
  • Wedding: October 2011

I also have State Farm.  I remember when i was 16 and first got my license she sat me down without my mother.  She told me that if i were ever in a position where i felt like i had to drive home and i’d been drinking but didnt want to call my mom to call her.  She gave me her home telephone number.  I’m now almost 30 and that always stuck with me.

They aren’t all terrible!!  I might even invite her to my wedding!

Post # 16
Member
648 posts
Busy bee
  • Wedding: April 2011

I love State Farm. My family has had it forever. When I was 6 months pregnant (and heading to my FFIL’s funeral) I was in a wreck because some high school girl ran a red light. Her insurance talked to me and then had a collection agency send me a bill for $6000! My agent said to bring it in and not worry about it. Next thing I know they went to arbitration and found that she was at fault. He handled pretty much everything, which was wonderful since I had enough to worry about.

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