- 6 years ago
- Wedding: December 2013
ARRRGH! Sorry bees, I need to vent.
I have a friend who still has not paid off ANY of her wedding expenses (from a few years ago..) and all her credit cards are in default.Last year, she got a puppy. Said puppy now needs very expensive surgery. Her and her hubby are ‘saving for his surgery’ but I just found out they’ve booked a week-long vacation, and bought a PS3, and have upgraded their phones. I finally said something like “What about xxxx’s surgery?” and this friend said “Oh, hubby is getting the money together for it”. Um .. Really? Because he looks like he’s playing on his newer (3mo) laptop, which he used his entire tax refund for.
I’ve known this girl for a LONG, LONG time. I was a co-MOH at their wedding. But, I am EXTREMELY careful, financially. Like, kind of scarily so. 35-40% of my monthly income goes directly into savings. I know that’s crazy for someone in their mid 20’s, but it’s how I live. I’m a virgo, does that tell you anything?
It’s SO aggravating that *many* of my friends cannot manage their own finances.
When another couple we are friends with found out I was buying a home, they wanted to know how I could afford it? We sat down together and I mapped out their current monthly budget. I kid you not, the amount per month I spend in mortgage, they spend on clothes. When I outlined their spending so they could see this, they had NO IDEA. (As a couple, they make about 1/2 again what my bf and I do.)
How do people do this? Live with CC balances maxed out, and spend money they DON’T have?? Sure, I’d love to take a vacation, and buy new kitchen appliances, etc. But I also know how much money I’ll have in my next paycheck. I plan for THAT amount of money.
ETA: I apparently did not explain my frustration well, and seem to have ruffled some feathers. I am not trying to ‘be in their business’, but I don’t want to hear that they cannot afford their monthly bills, or that they need to consider filing bankruptcy to escape the CC company’s phone calls because they had a huge wedding..
This will teach me to rant and not re-read my posting first.