(Closed) NWR: How to save money?

posted 7 years ago in Money
Post # 3
Hostess
18644 posts
Honey Beekeeper
  • Wedding: June 2009

I have been couponing for a few months now.  I don’t get a lot of stuff for free but I am saving at least 60% on most purchases at the grocery store.  What you need to do is combine the store sales with coupons to get the best deals.  I use this site to plan my trips: Southern Savers.

As for electricity, keep the house at a more moderate termpature.  We have the house at 65 all winter and just wear winter clothes inside and we keep it at 69 in the summer.

Post # 4
Member
3526 posts
Sugar bee
  • Wedding: August 2010

We shop in bulk a lot as well and don’t just assume bulk is cheaper than your weekly sales. Always compare.

Another big one not enough people do is bring your own lunch!!!

Shop sale only…I honeslty dont’ remember the last time I bought anything full price, especially clothing.

Post # 6
Hostess
18644 posts
Honey Beekeeper
  • Wedding: June 2009

Oh another thing I do a lot is combining sales/offers.  I am a member of a lot of loyalty programs so I combine my dollar off rewards with other sales or coupons to get things really cheap.  I got 2 sweaters from Gap for $5.

Post # 7
Member
3526 posts
Sugar bee
  • Wedding: August 2010

@SnowPeony:

For eating out I always hit up restaurant.com before I go out. I keep an eye on Groupon, Living Social, etc. If I see a restaurant that I know I will most likely eat at before it expires, I buy it.

The Entertainment Book, I got for $17 last week and it’s worth it because if I use two coupons in there at two restaurants I have more than my fair share of money back.

Ebates.com for shopping online. I’ve earned back over $316 since 06 just for doing shopping I would have anyway! πŸ™‚

Post # 8
Member
6998 posts
Busy Beekeeper
  • Wedding: February 2011

@SnowPeony: i saw that special i swear! one lady was awesome at it -she would spend like 200 bucks in groceries and only have to pay like a penny or something after coupons – i wish i had the time on my hands to do that

Darling Husband and I always pack our lunches – or go home – we are fortunate enough to live only a few minutes from work. lay off the air and open some windows! its spring!

this doesnt really help with saving money but does help with debt – my dad always told me if you have cash use it

set a budget – Darling Husband and i when we combined our accounts set a monthly budget for bills, savings and spending. I get paid once a month and he gets paid twice so at the beginning of the month we pay all the bills and try and put about 1000 in savings. another thing we are trying is taking out spending money in cash so lets say we our budget for the weekend is 100 bucks – we take out 100 and when its gone its gone we better find some good movies on netflicks or something and scrounge for food in the kitchen.

Post # 9
Member
3461 posts
Sugar bee
  • Wedding: May 2012

There are blogs out there to teach you how to save crazy sums on groceries and personal care items.  I use http://www.moneysavingmom.com (even though I don’t have kids) for drugstore/general saving tips and http://www.mavenofsavin.com for grocery store specials (combine sales + coupons) near me.  Learn how to play the drugstore game to get free personal care items (toothpaste/toothbrush/floss/vitamins/contact solution/shampoo/deodorant, etc.)

Don’t go crazy printing off tons of coupons – print only what you will use.  Printer ink is expensive, though I do get free paper every so often (can get some this week at staples for free).

Post # 10
Member
86 posts
Worker bee
  • Wedding: June 2011

We don’t have cable or satalite, only Netfilx that we stream through the Wii and Xbox 360. Soon we’ll get Roku, and get a Hulu subscription too, so basically everything we’d want to watch for 20 bucks a month πŸ™‚

Post # 12
Member
3526 posts
Sugar bee
  • Wedding: August 2010

@WithoutWax:

I CAN’T wait for the day that NFL comes to Hulu or Playon because then I am SO cancelling our satellite subscription. Until then it’s a no go.

My husband doesn’t have many vices left, sports is one of them. Can’t deny him that. πŸ˜‰

Post # 13
Member
3222 posts
Sugar bee
  • Wedding: August 2011

Join Mint.com!!

Since I joined, I know where all of my money goes. I didn’t realize that I was spending upwards of $100 a month on coffee, and that we needed to cut down on eating out. 

It also helps you set goals for saving (toward a home, car, etc.) and reminds you if you’re slacking. It’s totally free, and it really does help.

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