Post # 1
I feel at a complete loss when it comes to taxes. I’m just so confused with what we should do. We have been married since June 2012. However, before we were married, we were both full-time undergrad students and I was still living at home. We actually both lived with my family after the wedding until August. (We had to move 3 hours away in August because my husband started medical school, but the lease didn’t start until August, so it just made the most sense to us.) Because of the fact that I lived with them over half the year, mom’s claiming me as a dependant.
My husband and I both had a summer job, then once we moved I began substitute teaching. Now that my husband is in medical school, he is not working at all. He has taken out quite a bit in loans. So his yearly earnings are only from his summer job – so very little. My earnings are small too because when I first started subbing, it was pretty slow.
So here are my questions:
- Do we file as married or unmarried since we didn’t get married until after half the year was over?
- Should we file our taxes jointly or separetely?
- I’ve always had mine set up as “married, but tax at higher single rate.” Will that impact my taxes in a good or bad way? And should I go ahead and change this now for next year?
- Mom said she’ unsure if she can claim me now that I’m married, but since I did live there for over half the year, doesn’t she have the right? I guess she’s mainly concerned because I did help out financially while I was there and the fact that I’m married now, she’s not sure if she CAN claim me.
- Who claims my husband since he’s getting loans to pay for his expenses? His mom doesn’t have to file this year, but I didn’t make enough to support both of us, so I can’t claim him, can I? Especially if I can’t even claim myself? Can he claim himself when his total earnings were less than $3000?
I’m just completely unsure. I just don’t want to end up doing something illegal. Maybe we should just go to H&R Block, lol.
Post # 3
I’m not sure about the exact amount, but I believe if you made less than $6,000 last year you are not required to file taxes. Therefore, your husband should not have to file.
As long as no one else can claim him, you may be able to claim him, but if you claim your husband, your mom cannot claim you.
I’m not really sure about whether or not your mom can claim you since you got married. The best thing to do is to go talk to someone at H&R block or some other tax professional just to make sure.
Post # 4
If you’re filing as married, I’m fairly certain your mom can’t claim you as a dependent.
You and your husband will either file jointly, or married filing separately. You should ask a tax professional to see what makes the most sense for your specific circumstances.
Did you move to a new state when your husband started school? If you did, you will also have to file as part-year residents of both states….
Post # 5
@dayl20: File as married. Your mom can’t claim you as a dependant, you should get a bigger refund because you were taxed at a higher rate. Almost always, filing together is bettee, but Turbo Tax allows you to see it both ways.
Post # 6
@MissCountryGirl727: I know he doesn’t have to file, but if he made under that mark, can’t he file for a complete tax return? That’s what we both did last year, but it was a lot more simple last year since we were not married yet and there was no question of who was claiming who as a dependent.
@abbie017: No, fortunately we still do live in the same state.
Post # 7
If you claim zero dependants your W2 will say single, because the government doesnt allow you to be married and claim zero. You can still file as married jointly/separately but your mom is SOL and cannot claim you now. Your husband will not have to file
Post # 8
get an accountant to do your taxes for you! 🙂 It’s so much easier!
Post # 9
@MrsWBS: I think I’m going to have to. Maybe my husband and I should make an appointment with my mom so we can talk it over with someone to see what makes the most sense (and what is legal, lol).
And thanks for all the advice.
Post # 10
I’m as lost as you too. We have to find a good accountant as well.
Post # 11
@dayl20: it’s totally worth the money to not have the headache, and to ensure you don’t mess something up and get a nasty letter from the IRS a year or two from now saying you owe them money!!!