(Closed) paying cash for your wedding…

posted 8 years ago in Money
Post # 3
Member
913 posts
Busy bee
  • Wedding: August 2009

I totally agree! Our wedding will be roughly costing $12-13,000.  My parents paid for my dress and his parents are paying for the flowers (which won’t be too much cause I’m not a flower kind of girl).  We are paying for everything in cash (and we aren’t rich by any means!!) and won’t owe anything after the wedding (w/ the except of our honeymoon).  We have about $8000 in credit card debit (my FI’s debt prior to us getting together) and my student loans but we will have the CC debt paid off by mid-2011.

I know $12-13k isn’t a lot for a wedding so we’ve had to DIY a lot of things but it feel so good to not be stressing about debt later on.

Post # 4
Member
27 posts
Newbee
  • Wedding: October 2010

i’m with you JuneBride! We’re doing everything cash! it may seem INSANE to some people, but we have the means to do it and we don’t want to work our credit until after the wedding, when we will be relocating and starting new jobs. 

I’m also in the process of paying off CC debt from YEARS ago and it does make me happy that our wedding will not put us further into debt. I feel super blessed that my fiance and I have fab jobs at the moment which are helping us pay for the wedding AND clear up our finances.

Pay it with that PAPER girl! It will feel so good not to have your wedding still hanging over your financial head! Leave it in that perfect moment. πŸ™‚ Kudos!!!

Post # 6
Member
1526 posts
Bumble bee
  • Wedding: August 2010

I am a college student and even tho the Fiance has NO sort of debt, I personally have a car loan and student loans so shortly after our engagement we made the agreement that all our wedding was to be cash only bc i did not want any sort of debt from it. I think its great and I am glad I am not the only one. I think you are doing a great job  =)

Post # 7
Member
1046 posts
Bumble bee
  • Wedding: December 2010

We’re paying for the wedding ourselves and will have it all paid off by the day of the wedding. We’re saving as we go and it’s a really satisfying feeling! Good work!

Post # 8
Member
5823 posts
Bee Keeper

We basically did the same thing!  I did have a few doubtful moments where I was comparing the wedding costs with my debts and asking if it was worth it…and to me it always WAS worth it.  In the end we came out no further in debt than we started and we had an amazing wedding weekend that we will always treasure!

Post # 9
Member
1982 posts
Buzzing bee

Oooh, as someone taking a personal finance class right now AND in thousands of dollars of student loan debt, I just want to say that personal finance people and books can make you feel really bad about “frivolous” purchases that aren’t always so “frivolous,” like a wedding. I think you should be happy that you’re getting your life together now, that even though you’re paying a lot for something, you’re getting something back–wonderful memories to start out your married life–and that you have plenty of time to get that debt paid off. Consider thinking about it this way: is your fiance worth that much? I bet so πŸ™‚

Post # 10
Member
2058 posts
Buzzing bee
  • Wedding: October 2010

Way to go!  You should be very proud of yourselves Wink

FH and I are doing all cash too. I am the youngest of 5 and the last to be getting married. My parents have put money in a savings for my wedding since I was 13 (0-13 they put money away for my bat mitzvah.) Beyond feeling flooded with thankful emotions towards them – I am so graetful to learn our nuptials will not be putting anyone into any kind of debt!

 

Post # 11
Bee
1048 posts
Bumble bee
  • Wedding: September 2009 - City Hall

We paid cash for our wedding, our rings and our honeymoon. (Actually, we paid for everything on  good rewards CC, then paid off the CC without letting it carry over as debt.)

It feels SO GOOD to have done it this way. Seriously… a stellar vacation still over 4 months away, and we already paid for it? Woot!!!!

I know not everyone can swing this, but my advice is to try to pinch pennies wherever you can, as much as you can, because every less dollar you rack up in Wedding-related debt is another ‘free’ dollar to spend on your future together.

Post # 12
Member
824 posts
Busy bee
  • Wedding: April 2011 - The Tribute Golf Club

I know how you feel! We (and my parents) are paying for everything in cash (well really checks) as we go, and everything will be paid prior to the wedding.  It feels good to know that we won’t go in debt for this wedding.

Post # 13
Member
8353 posts
Bumble Beekeeper
  • Wedding: March 2011

We paying for everything ourselves on a cash only basis too. It does feel good to know that we won’t have any carry over debt from the wedding. And by paying cash for everything, it makes us think harder about what it really important to us.

Post # 14
Member
329 posts
Helper bee
  • Wedding: October 2010

Cash only here too. It’s hard to get vendors to understand that no, we won’t be spending more because there is no credit involved but eventually they get it. πŸ™‚

Post # 15
Member
4480 posts
Honey bee
  • Wedding: March 2010 - Calamigos Ranch

We are doing the same as MaryJane (for our portion, although the parts our parents have been kind enough to help with are also in cash)–paying on CC but paying it off immediately to get bonus points). We seriously have a small house in student loans (too bad we can’t live in them!) so the idea of taking on more debt was kind of… stupid for us. Not worth it at all. If our parents hadn’t helped, we still wouldn’t have had any debt from it; we would just have had a significantly smaller wedding.

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