Post # 1
At my drs office they have you pay the full estimated drs fees for the delivery up front by 32 weeks. Has anyone else had to do this or does it sound weird to you? The hospital will then bill their fee after the delivery.
Post # 3
I work in dental offices and have always had to ask for the fees up front. (I know it’s a little different because it’s a different field, but i’ve never been pregnant)
Post # 4
I started to go to an OB office that did that. I ended up not going there for that very reason. I have a friend who did do that at her OB’s office. I guess it makes it a bit financially easier on you at the hospital so you don’t have to pay hospital fees and doctors fees.
Post # 5
Yes, I had to do that. I thought it was ridiculous, but they wouldn’t let me out of it. I guess the only good thing is that I don’t have to worry paying for it now (when I just shelled out a bunch of money to complete my registry!). I think when all is said and done I will have gone slightly over my out-of-pocket maximum for the year, so they will have to refund me a little bit of money. My OB office swore up and down that their accountant will be on top of things and will make sure I get the difference back. I will have to double check and make sure that actually happens.
Post # 6
This is what I did at the hospital we delivered Dirty Delete at and the midvives that we’ll use for #2 do the same thing. I paid the 10% that my insurance didn’t cover.
Post # 7
I’ve had two pregnant friends in recent years whose OB offices made them pay their entire deductible amount up front. I assume it’s because they’ve had trouble in the past getting payment from insurance companies when patients with high deductibles hadn’t satisfied that amount yet.
Post # 8
I’m not that far yet, so it may just not have come up yet, but so far I haven’t heard anything like that. However, I have heard of people on babycenter saying that happened to them, so I guess some places do that normally.
Post # 9
At my Ob you pay in payments leading up to the birth. My deductible is only $150 so we are making payments of $30 every visit. (The lady in the billing dept had to double check she wasn’t missing a 0. We are lucky to have very good insurance). I’m guessing they have had trouble in the past getting people to pay a large deductible right after the birth so I think it’s understandable that they do it this way.
Post # 10
You have to pay the full estimated amount of the doctors fees up front as in you have no insurance or you have to pay your deductible up front? I’ve never heard of this but then again I had a baby 26 years ago and my insurance covered it. I’d ask what their reimbursement policy is in case you over pay. Can you get it in writing?
I, like WhiteWedding have worked in the dental field and some patients had a difficult time understanding why they had to pay upfront. I know your situation is different but if a dental service is performed and the patient walks out without paying it can take months to collect.
Post # 12
Hmm. Interesting. Not pregnant yet, but I’m not sure I would like this. I don’t know WHY I don’t like this…but I don’t. LOL
Post # 13
By The Way, I’m a total dumbass who doesn’t read the whole post before I reply! lol. I didn’t realize you weren’t meaning paying for each visit before hand, but for a service that was not happening that day.
Post # 14
The hospital I’m delivering at tried to make us pay our entire deductible up front (we got the letter when I was 32 weeks!). I’m not due for another month and, needless to say, we’ve more than met the deductible at this point between random last minute doctors’ visits and a few hospital visits for monitoring. Luckily the hospital understood that we were just waiting for a few things to be processed and aren’t making us pay anymore now.
Post # 15
Yes, we are paying in installments and will be done by the time that I give birth. They don’t actually charge the insurance until then so it sits in an account, they said.
Post # 16
I have no idea! I haven’t paid anything in regards to doctors visits yet and I’m 34 weeks. I figure I’ll get billed for all my copays at the end plus whatever the hospital will bill me?