- 5 years ago
That is all.
That is all.
I actually love when people do this.lol
Oh gosh I felt so bad earlier this week because my mom just gave me a card with a check that was mailed to them while we were on our honeymoon, dated 2/14. Couldn’t help the circumstances, but I felt guilty for the late deposit, nonetheless!
Why is it an issue? I subtract the amount from my running balance in my chequebook ( not that I actually write that many cheques anymore- most things paid online or by e-transfer) when I write the cheque. It doesn’t affect me at all whether they cash the cheque today or 5 months from now. The longer they delay in cashing the cheque, the more interest that money makes in my account- a paltry rate, albeit.
LOL, I’m also with @kellmerr: , but that could be b/c I don’t really balance a checkbook.
However, b/c I know this irritates people, I made damn sure the checks we were generously gifted for our wedding were deposited no more than 2 weeks after the wedding.
Agreed. A friend makes metal crafts and waiting four months before depositing the check and I’m OCD enough that I couldn’t stand my active balance and my transaction register book-thing not matching during that time.
Oh…I hate it! My DJ took like 3 or 4 weeks to deposit it. It’s like everytime I log into my online banking I have to remember that it hadn’t come out yet.
I also had a medical bill for $170 I paid at the beginning of January and for some reason they had problems and didn’t deposit until 2 months later (after I received another bill)…ugh!
I don’t balance my checkbook since I do everything online. I’ll remember if I wrote someone a check and mentally subtract the balance but I hate the late deposit because I worry that the check has been lost in the mail. Or perhaps it was lost and now they think I didn’t get them something. Or perhaps they know I sent them a check, they think its lost but feel shy to ask for another. Either way, it’s not hard to just stop at the bank and deposit the freaking check (life altering circumstances aside) and just take care of it. It’s just considerate and, I mean, why would you want money later rather than sooner?
I did this a lot while working in highschool.
@kes18: Oh, that’s a good point! There’s a difference between a meesly $30 check and then more like $800+ for a DJ.
Our landlord actually held 3 months worth of rent checks and cashed them during the 4th month. We had money flying in and out of that account for wedding purchases, so I had no idea; the balance seemed to stay around the same. Two of those rent checks were definitely returned (one by $5!) and we were charged $35 for each returned check. That did suck.
I always take forever depositing a check… I always forget to run by the bank so the checks sit in my purse forever.
I find this annoying too, just because we keep minimal operating funds in our checking account, so I have to remember that it’s still outstanding for however long.
We ha a few cheques we couldn’t cash for a long time (the ones made out to Bride and Groom Johnson). We didn’t have a joint account before we got married, and they wouldn’t let us deposit the ones that had two names on them in just his account and then even when we opened a joint savings, we couldn’t deposit the ones that had my name incorrectly on them until our marriage certificate arrived a few months after the wedding.
I hate it too! I started sending cashier’s check or bill pay directly from my checking so it doesn’t mess me up.
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