Post # 17
To all the brides who are, and will be reading.
You need to be protected.
I’m currently assisting a photogapher in North Central Texas prepare for a court hearing. A lawsuit has been filed against her by the family of the bride for partial delivery of the wedding images.
I’m typically hired by the legal firm represting the photographer, but I’ve testified on both sides on trials of litigation between clients and photographers, specifically weddings.
I can talk generalizations for illustration but I am not at libery to talk specifics as the case has yet to be heard.
What I can devulge is that the 2nd shooters images were all that were delivered. The primary photographer’s computer crashed, images were not backed up.
All money paid was refunded, excesss of $2,000, client still got 2nd shooter images, yet is still bringing a lawsuit.
I read the questions that will she’s going to be asked by the plaintiff’s attorney during the deposition phase of the trial.
After reading the deposition, and visiting with the deposed by phone, I believe they are going to attack her ability to call herself a professional. Photographer did not have liability or indemnification insurance of any kind….precious little in the way of formal education.
She merely had equipment and a small home office.
Photography an unlicensed business. You need no credentials, permit or even experience to photograph someone’s wedding. You simply need a camera.
Back on track:
The Indemnification Trust of PPA would have covered this wedding up to $25,000.
The photographer would have paid a $200 deductible, and kept the rest of her money.
The bride gets an attorney assigned to her case by the indemnification trust that will work either directly with her, or her legal council to find a resolution, either monetarily or otherwise…..an attorney who works in the wedding field every day.
I know of a local incident in which a camera was stolen from a photographer’s bag at the end of the reception resulting in the loss of ALL wedding photographs.
Bride paid $4,000 to her photographer, but the Indemnification Trust paid the bride $11,500.
Post # 18
@CertifiedPhotographer: “Photography an unlicensed business. You need no credentials, permit or even experience to photograph someone’s wedding. You simply need a camera.”
Just remember that you said that. Photography is an art form, and just because you’ve passed what boils down to a test on the technical science of photography does not make you a compelling wedding photographer. You’ve completely steered this thread off topic, and now you’re talking about litigation.
Is there a part on the test that deals with a fun and natural style?
Post # 19
@CertifiedPhotographer: are you the PPAs new Ambassador in charge of trying to scare the crap out of brides? You need to get an insured professional photographer. Brides know that. Whether or not they get it from the PPA is irrelevant. How good a rate they got is irrelevant. I don’t understand your point in being here?
Post # 20
Oh and if Monte Zucker is the poster boy for certification? Has he even shot a wedding since 1995?
Post # 21
@CertifiedPhotographer actually we ended up dropping PPA two years ago when they changed insurance companies due to the fact that it did not cover nearly enough equipment coverage for the price we could get else ware. We have way more than $15,000 in equipment that would need to be replaced if our studio burned down, flooded or robbed. Also, we needed more coverage than that because we have an actual studio and liable for anything that happens there. There are also a lot of lawyers who are happy to work with small business to review contracts, draft letters and represent you IF the chance you would need one. PPA will only take on certain cases and I know lots of established pros with PPA and they declined to represent them or help them with their situation. NOT SAYING it’s bad at all. It’s a great organization and is the perfect solution for some, but not having it doesn’t mean you aren’t established.
As to your friend, she got herself into that situation. Why didn’t she download and back up the files the night of the wedding? Why did she format the cards without knowing those images were backed up? These are things a TRUE established professional would do. Not just paying a organization.