(Closed) Planning a wedding & unemployeed…anyone else do it?

posted 4 years ago in Money
Post # 3
Member
825 posts
Busy bee
  • Wedding: August 2013

@mjf99:  We kind of did it.  We got engaged in August, I was working full time but only making $10.00 an hour and just making our rent and the bills.  FI was searching for a job but having no luck whatsoever.  Still, we set a date and kind of just expected/hoped that FI would get a good job offer eventually.  Finally, just in March, he did.  We will just make our wedding budget, but he luckily got a good job with very good pay, so we’ll be able to pay for the wedding between the two of us in just 5 months worth of working together and saving.  

 

Be realistic, though.  If you are unemployed now, don’t budget for a $30,000 wedding.

 

Our situation worked out because our entire wedding for 85 people will cost just under $9,000, including the honeymoon.  Had we wanted a much fancier, more expensive wedding, I don’t think we would be able to have pulled it off.

Post # 4
Member
9692 posts
Buzzing Beekeeper

@mjf99:  The job market is tough so there is no “too old to be unemployed” category in my opinion. It’s hard out there! I would say a wedding should not even be a thought until you find stable employment. There are a lot of things in life that should take priority over that (such as employment, savings, investments, retirement, etc). Unless FI and I were “on our feet” financially, I would not even consider spending money frivilously. I would certainly not deplete my savings that I might need for living expenses. So, sure, you can do it. But should you? I sure wouldn’t.

Post # 5
Member
2273 posts
Buzzing bee

@mjf99:  Why don’t you just try getting a retail job until you find a better job?

1) You’ll have “income as you job search.” so that’s always good
2) money for wedding
3) a way to tell employers “I did whatever it took to make ends meet and to get experience.”

Even if it’s unrelated! You can ALWAYS say “I now have experience in dealing with a wide array of people and personalities.”

You can teach someone how to do almost anything, but you can’t “teach” people skills! 

Post # 6
Member
64 posts
Worker bee
  • Wedding: July 2014

Well, since you have saved up some money, use that.  Dont be unrealistic with your wedding budget when you know you wont be able to afford it.  How about being a DIY bride because thats what i am.  Im not using a planner and im going the cheapest route that i can.  You also dont have to do anything fancy, you are just celebrating your love for your FI.  Be simple but have fun  

Post # 7
Member
459 posts
Helper bee
  • Wedding: August 2013

I know how hard it is to find the “right” job after graduation… I went through it, and my sister is going through it now! I have two jobs you may want to consider for part-time work while you’re looking.

The first is working at a coffeeshop. This is the job my sister got right after college, with no beverage-making skills and a Communication degree. This job has been great! She’s met so many new people, which has led to friendships and other possible job opportunities. It keeps her Communication skills sharp, and she’s learning a lot from the owners about running your own business. Also, since she often works a 6:30-noon shift, she has all afternoon to do job-searching.

The other is telemarketing. I know it sounds horrible, but if you’re at all considering jobs in Sales, this stage in your life could be invaluable. There’s nothing like getting shut down 50 times an hour to help you get better at your communication skills and sales.

Especially since you may be paying for more education, it’d be good to get a bit of income coming in.

Post # 8
Member
11760 posts
Sugar Beekeeper
  • Wedding: November 1999

I definitely wouldn’t be spending all my savings on a wedding if I was unemployed.  The job market is still pretty bad – you never know when you’ll find a job, could take a long time (took my DH about a year!)  Also, you never know when/if your FI might lose his job. That would just make me way too nervous since I like having a stockpile of savings for emergencies. But, you know your financial situation best.  Maybe you could get a retail job to pay for the wedding instead?

Post # 9
Member
6124 posts
Bee Keeper
  • Wedding: August 2012

The money that you hav already saved?  How many months worth of living expenses is that?  Do you plan to use it for living or will it all go towards a wedding?

 

I would probably be working retail and bulding up my emergency savings (6 months worth of living expenses some say) before I toyed with thie idea of putting on a wedding with no job. 

Post # 11
Member
6124 posts
Bee Keeper
  • Wedding: August 2012

@mjf99:  Ah Ok, well that does elp for sure!

 

I’d basically calculate my income minus my expenses to see if I’m breaking even, going in the hole, or saving every month.  If you steadily see yourself going in the hole just covering your basic expenses, then that’s the worry because that means you’ll be slowly chipping away at your main chunk of savings just for living.

 

I’m sure there are other ladies on here who planned a wedding while unemployed (or with a lower paying job), but for me personally, I’d have to run some big numbers to consider the size wedding I’d want to have.

 

Best wishes!  Have you considered internships somewhere?  Since your living expenses are never going to be this cheap again (aka living with mom), it might be good to do an internship for a few months to get it on your resume.  I did this (in a different field) and my three internships together really helped when I wanted a real job.

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