(Closed) Planning a Wedding while Unemployed?

posted 7 years ago in Money
Post # 3
Member
412 posts
Helper bee
  • Wedding: September 2010

Fiance and I had an odd situation. We both were living at my fathers house saving for our wedding. Both of us were working and going to school full time at the time. When I found something out about my dad and I knew that I had to move out. This was  December 17, 2009. Fi and I got an apartment the next day. We spent the holiday at our new place both working (we work retail) THEN on January 6th we found out that the store that I was the assistant manager for was closing by January 28th. We had been moved out for not even 3 weeks and we found out I was losing my job.  

Luckily, we were able to survive because Fiance works full time and I was able to collect unemployment.  But we did have to take out a $5000 loan from out bank because we would not have been able to pay for all of the wedding without it.

As for the stress. I feel being unemployed takes off a lot of the stress that you would feel if you were working but its traded for the extra stress you feel because of the lack of funds. 

I guess just keep yourself busy and do a lot of DIY projects. You have the time and it will help you save money in the long run!

Good Luck and CONGRATS!!!!

Post # 4
Member
4137 posts
Honey bee
  • Wedding: May 2011

neither of us is technically unemployed, but fi is in school and i make a starting salary and we live in a VERY expensive city. so yes, we deal with major financial stress. it’s really hard. i’m constantly stressed over money or the wedding — it’s like i just trade one for the other. i’ve decided to do fewer diy projects for the sake of my sanity, which sucks, but it was way too stressful.

Post # 5
Member
110 posts
Blushing bee
  • Wedding: April 2011

Yeh I am unemployed at the moment. Luckily my fiance makes enough for us to live on so I can use my savings for the wedding. Tricky situation though. Budget worries and what not…

Post # 6
Member
916 posts
Busy bee
  • Wedding: April 2011

Ugh, it is the worst! I just finished grad school, and am blessed to have a fiance willing to move wherever I get a job (within reason—he said no to Greenland).  It is so stressful balancing job apps, wedding planning, plus I am STILL writing my thesis (it’s not due until December).  There are so many wedding details I want to plan  but can’t since we don’t even know where we will be living!  We can’t book the honeymoon until we know what airport, we can’t book our hotel for the wedding until we know how many days we will be there (which depends on how far away we live, and how much last minute stuff we will have to do), etc.  I hate it!  I do have two job interviews next week, so hopefully everything will be settled soon–of course, then Fiance has to find a new job wherever it is :

Post # 7
Member
218 posts
Helper bee
  • Wedding: August 2012

I’m not unemployed but FH was laid back in ’09 and has been struggling with inerviews since. Its so hard to get things done from where I am, let alone put together a solid budget for the wedding….Grrrrr This is just one of the many struggles we’ve realized has made us stronger.

Post # 8
Member
1940 posts
Buzzing bee
  • Wedding: March 2011

I am also a teacher that had the same thing happen so I am on unemployment.  My fi also just got laid off.  However, he at least is bartending 2 days a week.  It is hard and is very stressful to plan this wedding.  We already had some money saved for the wedding before.  I have tried to put everything I have left after bills toward wedding stuff even if it is just $35 bucks (that is one person’s meal at the wedding).  We still have managed to have made this work and my parents have given us about $1500 so that was a huge help.  We are mainly counting our income returns to pay for a big chunk of the wedding.  We are trying our best to not put anything on credit cards but we will see what happens at the very end.  I would also say DIY as much as you can and be realistic with what you really want and need.  If you can cut back on things then you should.  Also search for deals with people.  I found my photographer on Craigslist and she is GREAT but is newer into the industry so I got her for 1/3 of the cost.  When looking for a caterer be honest with what your per guest price really is.  I have found most of them will try to work in your price.  So if you can only afford $30 tell them that and don’t move. 

Hope these few tips help.  I know it can be very stressful and put even more work into your wedding. 

Post # 9
Member
212 posts
Helper bee
  • Wedding: July 2011

I don’t really have any great tips to add, but I am also an unemployed teacher.  My Fiance and I were both teaching in Memphis, TN and relocated back to our home state of IL this summer.  He found a teaching job, I did not.  We were engaged in February, so all of our initial wedding planning budgets were based off of us BOTH have teaching jobs.  It is no fun : (

Post # 10
Member
4824 posts
Honey bee

I am not sure I would plan a wedding unemployed unless I knew where my future job was coming from or my fiance made enough to pay all the bills and the wedding with some leftover for savings. And we honestly felt his job was secure. Spending money on a wedding (as opposed to a very small ceremony and party) is not worth the potential problems down the road. That is even more stressful- going through a foreclosure, losing unemployment and still not having a job and now no savings.

 

Post # 11
Member
2829 posts
Sugar bee
  • Wedding: June 2011

I am currently unemployed & a sahm. My partner (luckily) works enough/has a good enough wage for us to pay our bills/mortgage as well as have money to put into our house (which is why recently we haven’t been saving much money).

As for wedding planning, we were planning on going ahead this summer, but after reflecting on cost/savings we are probably going to bump the dat eback a bit since neither of us is comfortable taking out a loan even for a modest (extrremely small) gathering.

I think that weddingplanning can become doubly stressful when you’re on a tight budget, especially if you’re only working with savings/one salary.

Post # 12
Member
1 posts
Wannabee
  • Wedding: November 2011

Both Fiance and I are currently unemployed 🙁 He is almost done with his graduate degree… 1 more month!! I cant wait. Along with that we are currently living out of state of all our family and friends and where our wedding will be, we will thankfully be moving back to NJ next month as well. It has been very hard planning from a distance as well as unemployed. So much stress! Hopefully it will get better when we are back home!

Post # 13
Member
555 posts
Busy bee
  • Wedding: May 2011

My fiance has been unemployed since 2009. It’s very hard.  We never expected him to be out of work for this long.  His unemployment runs out in a couple more weeks and I am not sure what we are going to do then.  I have a good job but there are a lot of question marks left regarding how we are going to pay for things and the wedding is only 6 months away!  I’m getting more nervous about it all the time.  

Post # 14
Member
2538 posts
Sugar bee
  • Wedding: July 2010

I was unemployed when I planned our wedding. It actually made everything easier because I had time to DIY everything thereby saving tons of money. For our wedding, we came in almost $4,000 under budget and that was with my Kleinfeld’s dress.

Post # 16
Member
24 posts
Newbee
  • Wedding: June 2011

Another NJ unemployed teacher here :-/

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