(Closed) Please read… when giving a gift of a check to a couple

posted 8 years ago in Money
Post # 3
Member
5921 posts
Bee Keeper
  • Wedding: December 2010

Good tip! We have gotten a few small checks for shower gifts, etc. and luckily they have all been made out to Fiance. 

Post # 4
Member
608 posts
Busy bee
  • Wedding: August 2011

wow I never thought about this before.  great tip! 

Post # 5
Member
1222 posts
Bumble bee
  • Wedding: October 2010

Oh man, I know what you mean! I thought cashing checks were going to be such a hassle. We don’t have a joint bank account either so we had to use hubby’s bank…which is BofA. They were actually really nice about everything and didn’t give us any crap. The funds were available next day. I’d never thought about this issue before, but I will definitely think about it next time I send a check.

Post # 6
Member
7587 posts
Bumble Beekeeper
  • Wedding: December 2010

We’ve gotten a few for shower gifts and it wasn’t issue for us, but we do have a joint checking account together, so maybe that’s why it wasn’t an issue.

Post # 7
Member
5388 posts
Bee Keeper
  • Wedding: December 2010

Great tip. I think most people will be give us gift cards (hopefully).

I wonder if this process goes smoother if we deposit at an atm or online. I know that Chase no offers a way to scan your deposits online.

Post # 8
Member
776 posts
Busy bee
  • Wedding: June 2010

We got SO many checks in all kinds of name combinations and never had trouble depositing them at the bank at all.  I even got checks before the wedding with my First Name Married Last Name and deposited them before I was married.  I still havent even changed my name.  The bank didnt care at all. Are you trying to cash them or deposit them?  I think they are more careful when you want the cash then when you deposit them.

Post # 9
Member
82 posts
Worker bee
  • Wedding: June 2011

This is great advice and I couldn’t agree with you more! I actually did do this at a wedding I went to last month, and it was my fiance who advised me to write the check to only the groom.

Post # 11
Member
1641 posts
Bumble bee
  • Wedding: May 2011

Thank you for posting this! Its a good reminder for me that FH and I need to open a joint account soon!

Post # 12
Member
171 posts
Blushing bee
  • Wedding: September 2010

We had almost all of checks made out to Mr. and Mrs. New Last Name we just deposited all the checks into our savings accounts (we don’t have a joint account) one account was at Bank of America and one was at CU. We didn’t have any issue and the banks said as long as the checks cleared we were all set!

Post # 13
Member
682 posts
Busy bee
  • Wedding: August 2009

Darling Husband and I have had a joint account for a couple of years. When we got married my name changed at work immediately while it took me awhile to change it every where else. I had no problem depositing checks with my new last name even though my maiden name was on the account. I think it just depends on where you bank. I can see the smaller banks giving you a harder time than the bigger banks. I also think it is easier to just deposit in the atm rather than deal with a teller.

Post # 14
Member
1986 posts
Buzzing bee

I would change banks if they gave me problems like that.

Post # 15
Member
979 posts
Busy bee
  • Wedding: May 2010

We received checks written to all kinds of name combinations and we had no problems with depositing them.  We don’t have any joint accounts but we bank at two different major banking organizations.  I think it depends on the bank.

Post # 16
Member
3526 posts
Sugar bee
  • Wedding: August 2010

I never had an issue at all either.

I go by a different name socially and at work than my legal name. We even had people write Mrs. Name I go by + husbands last name and our bank still let me deposit it as long as we both endorsed it.

Think it just depends on the bank and even the teller you get.

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