(Closed) Possibly a rude question, but how did you/your man afford your ring?

posted 7 years ago in Rings
Post # 3
Member
1061 posts
Bumble bee
  • Wedding: December 2011

He used his tax return and a little extra he had saved to pay in cash.  I intentionally hinted towards a ring that I knew was affordable.

Post # 4
Member
5977 posts
Bee Keeper

@SpecialSundae: This might not answer your question, b/c my center stone is 0.95 carats, but my husband went to a really reputable jeweler who gave him a discount b/c of a referral from someone else. Also, b/c he went just under a carat, he saved a ton of money. The minute you go to a full carat, the price shoots up! 

My husband had also been saving each paycheck too. He had a set amount that he put aside each month for about 6 months to buy my ring.

Post # 5
Member
64 posts
Worker bee
  • Wedding: September 2012

we put ours on layaway, plus mine is vintage, so it was a little cheaper than a new ring.

Post # 6
Member
5093 posts
Bee Keeper
  • Wedding: January 2012

My ring was only about $600.  He just saved for a little bit and then went for it.  I’m thrilled with my beautiful and affordable ring.

Post # 7
Member
2095 posts
Buzzing bee
  • Wedding: September 2011

We had them custom made so we gave the jeweler our limit and paid them off monthly until they were paid in full. Of course the jeweler is a close family friend so that option might not be avaialbel to everyone. Of course we did not get hte rings till they were paid.

EDIT: Mine is not a diamond it is an aquamarine. But it was cheaper to get jsut under a carat and we found a beautiful/unusual color for a great price by doing that.

Post # 8
Member
167 posts
Blushing bee
  • Wedding: February 2013

It wasn’t very expensive. That’s how he could afford it, lol

ETA: Sorry, I thought this was regarding rings of all sizes and stone type.

Post # 9
Member
5786 posts
Bee Keeper
  • Wedding: May 2011

FWIW I I dont’t think that a ton of bees have 2 and 3 carat rings. Darling Husband works in finance so he makes a decent salary. It was some combo of savings + bonus + tax return + cashing out some stock options. Savings was prob <10% of it though.

ETA: My stone is 1.71 ct

Post # 10
Member
335 posts
Helper bee
  • Wedding: July 2011

He saved (and used leftover relocation funds).  We’re also a little older so we’re making more money now.  He paid upfront in cash because he knows I HATE debt and would not want to wear a ring that was still being paid for.  My ring is 1.7ct and honestly I feel he paid a little too much, but I sure do love it!!

Post # 11
Member
3375 posts
Sugar bee
  • Wedding: October 2011

We spent about 13k and it was money that we saved up for. We’ve lived way below our means in an expensive city (so we make more money). We also got a good deal on the ring. We also did well the previous year in the stock market. I think it’s all what’s important to you. I drive a pretty mediocre car, but have a 1.5 ct ideal cut ring.

Post # 12
Member
612 posts
Busy bee

Mine wasn’t cheap but it wasn’t crazy expensive, either. At one point during our “why aren’t we engaged yet” discussions he let it slip that he was putting a weekly amount aside for it. When he bought it he used his credit card and then immediately paid it off in full.

Post # 13
Member
108 posts
Blushing bee

We worked out what we could afford, saved up most of it (wanted to save the cost of a ring on top of our other savings), went to a jeweler and told him our budget and what I wanted and made it happen.  We also went with moissanite instead of a diamond so that I could have the 1.8 ct stone I wanted without having to pay a squillion dollars. 

Post # 14
Member
427 posts
Helper bee
  • Wedding: September 2012

Mine was about $1600 for the set.  I wasn’t prepared for him to even spend that much.  I tend to be very frugal when it comes to things for me.  But he’s an awesome saver and just paid for it all right there and then.

Post # 15
Member
1090 posts
Bumble bee
  • Wedding: October 2011

My Fiance saved for 4 months (from ring shopping to proposal) and saved enough. But, my ring is less than a carat (close to 1/2) so it was a lot less expensive, although a very high quality.

Post # 16
Member
9483 posts
Buzzing Beekeeper
  • Wedding: October 2012

He was given his great grandmother’s ring by his grandfather.  Otherwise, I’m sure he would’ve eventually used his tax money. 🙂

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