(Closed) Possibly a rude question, but how did you/your man afford your ring?

posted 8 years ago in Rings
Post # 92
Member
5667 posts
Bee Keeper

He set a budget of $8000 that he could cover cash and we went shopping. I picked a ring about $1k under budget. He up put half down and half on a 0% interest card for two reasons. First, building credit is awesome, and second, the money is making more money by being in the bank building interest. Not sure if my answer counts though, my ring is .59ct.

Post # 93
Member
439 posts
Helper bee
  • Wedding: September 2012

I have no idea how much my ring cost or how my Fiance paid for it. I know its a little over a 1/2 ct and I think it’s 14ct white gold….I bent another white gold ring he gave me so he asked the jeweler to use a stronger gold. He picked the setting and diamond himself.

its funny because just today I was thinking about how it seems like a lot of ladies the post photos of thier rings have HUGE over 2 ct diamond rings and I too was wondering how thier SO’s could afford them. I told Fiance 3 month’s salary is “standard” but I would freak if he spend that much. I think over $1000 for jewelery is a bit much

Post # 95
Member
1041 posts
Bumble bee
  • Wedding: November 2012

Fiance is loaded lol. Well…he has a very well paying career along with a great paying per diem position on the side. He paid around 14k for my ring in cash (well a cash transfer), and that was after extensive research and negotiating. I told him i wanted a solitare and he decided how big and how much to spend. I do know that he did save up for about a year.

Post # 96
Member
163 posts
Blushing bee

SO was actually going to use savings, stocks and money from cutting back on going out for a ring because he’s against financing anything (minus a house). Right before we were going to purchase it-we were offered a family diamond from his mom that’s about 1.20, great color and cut. If it wasn’t for that, we would have gotten a smaller diamond because we set a budget since we both want a house also. Now we’re just using that budget for the setting, wedding bands, and towards our ‘house savings’ 🙂 We just got lucky, because there’s no way I would have felt comfortable spending that much on a diamond like the one we were given.

Post # 97
Member
1157 posts
Bumble bee
  • Wedding: July 2013

My fiance and I are young, so he didn’t have a great job at the time (and we’re finsihing up our degrees) and he was ready to ask me but couldn’t afford a ring right away. We looked online for cheaper rings, but we felt it was a better investment to purchase a nice set and I didn’t want to deal with us not having insurance incase a stone fell off or something. We got a my rings at Robbins Brothers and he was able to use a credit card and he is currently paying it off. The rings are protected through a protection plan, so we feel very secure in our purchase.

He told me he feels proud to provide for me in this way. I did feel guilty at first, but he just recently got a better job that pays more so we are doing good! 🙂 Besides, we’re going to make even larger financial purchases in the near future (a place to live, more bills, etc.)

Everyone has a different story and situation, and ours just works for us 🙂

Post # 98
Member
645 posts
Busy bee

@Lt.Columbo:haha! I love how you worded it! – That must be really really nice! 

Post # 99
Member
645 posts
Busy bee

My Fiance had bought my ring online and he did “Bill me later” he had six months to pay it off without any interest. 

Post # 100
Member
477 posts
Helper bee
  • Wedding: March 2011

Darling Husband is a saver by nature and a great negotiator.  He pays for everything in cash, so I know he did the same for my ring, but he just has always been a frugal guy who saves and then buys quality items at a value.  So luckily for me, I didnt ever have to wait for a ring while he saved money.  He def. splurged on my ring but he thinks its a great value since I will wear it everyday and I dont wear any jewelry otherwise.  

Post # 101
Member
265 posts
Helper bee
  • Wedding: September 2011

My Darling Husband got a bigger than expected bonus check and paid cash for my ring.  It’s a 1.5 carat center stone.

Post # 102
Member
7873 posts
Bumble Beekeeper
  • Wedding: October 2010

He stopped buying comic books.

Post # 103
Member
518 posts
Busy bee
  • Wedding: November 2012

Over christmas break during college, my Fiance worked for a jeweler that was going out of business.  My 9 diamond 1.5 carat (total) that was about 4x more than I would EVER expect, no matter how much $$$ we had….was somewhere around 97% off with all discounts applied. No, its not the biggest diamond ever, and its not even an “engagement” ring, but its my personal favorite ring I’ve ever laid eyes on and i’ve never seen another like it.  I feel like because it worked out so perfectly, it was meant to be.

Post # 104
Member
46 posts
Newbee
  • Wedding: May 2011

my fiance saved up everything and paid in full when it came down to it.  i was so proud of him because it was a huge chunk he saved in a short time and all without me knowing.  i even noticed in the months leading up to the engagment that he was being really frugal when we went out, and couldn’t figure out why things suddenly changed.  He also did his research and went with an online jeweler that gave us an excellent value for the $.

 

Post # 105
Member
114 posts
Blushing bee
  • Wedding: November 1999

Fiance had been hiding little bits of money for a long time so he could pay cash for the ring….(he bought a 3/4 and a 1/4 to accompany some daimonds given to us by family)

Post # 106
Member
1041 posts
Bumble bee
  • Wedding: November 2012

@eeniebeans: lol how many comic books was he buying?

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