(Closed) Practical newlywed advice needed!

posted 7 years ago in Married Life
Post # 3
Member
2821 posts
Sugar bee

Haha, ummm….I’m with you kind of.  I’m not changing my name till this fall because I didn’t want to deal with passport stuff while going out of the country.  I don’t really want to be on his mortgage, not sure if that’s a wise choice but I’d rather only one of our names be on there.  I’m no help except to say you’re not the only one.  We set up a joint bank account, that’s about it.

Post # 4
Member
4001 posts
Honey bee
  • Wedding: June 2010

Eh, I’m kinda in the same boat.  I haven’t really even thought about doing all that stuff yet though.  I guess we just handle stuff as it comes up…?  I don’t look forward to any of it.  The name change I’ll do in September because we have trips booked with my maiden name.. and I am having a hard time saying goodbye to it!  I think we’d do a will when we have children.  And the rest is stuff that my employer and I will have to do… soon.  I would suggest being on the mortgage for you though.  I’m not sure what the process is to do that, but I’d insist on being named, maybe that’s the lil feminist in me 🙂

Post # 5
Member
2695 posts
Sugar bee
  • Wedding: February 2008

I did the name change right away because I knew I wouldn’t do it otherwise.

The other stuff happened when my husband was laid off a few months after our wedding – joint bank account, put him on my insurance, etc.  We are going to do the will now that we are having a baby….

Post # 6
Member
1995 posts
Buzzing bee
  • Wedding: June 2010

We just got married and I’m jumping in all the way with all the name change, bank, joint insurance etc!  So far its going well – i had my name changed Social Security Admin, DMV, payroll etc.  Updating the 1000 things that get debited from our old checkign accounts, going to merge insurance, change our tax I9 forms, do wills, change benefiticiary etc. 

woah.

Post # 7
Member
5978 posts
Bee Keeper

I also changed my name right away b/c if I didn’t…sheer laziness would have kept me in my maiden name forever! There was just a million things to change and I wanted to jump on it while I was still motivated!

I didn’t have my name put on our condo, and it’s still not, but it should be. You should eventually do that. Both of our names are on the new house, but I have to get moving on the condo. Make sure you update your beneficiaries. Especially your 401k…a spouse is always the sole beneficiary of your 401k should something happen to you unless he signs consent to having someone else on there. If you have any life insurance policies, update those too.

Car insurance! You get such better rates when you’re married! We also opened up a joint account to deposit our wedding gifts into. Almost everything flows in and out of our joint accounts, but we do both have a separate account in just our names so that we can save up for something to buy each other if we don’t want the other to know about it.

If I think of other things that are beneficial to do now, I’ll let you know!

Post # 9
Member
1944 posts
Buzzing bee
  • Wedding: June 2009

We did everything. Set up term insurance for both bc work life insurance does not always cover everything, joint health insurance, joint checking, we both were already on the mortgage, name change done week after wedding, we set up wills bc there are things that need to be covered regardless of kids or not.

Post # 10
Member
769 posts
Busy bee
  • Wedding: March 2010

Car insurance – CRAP.  Good one.  I probably should have notified them of the marriage before paying my bill last month.  Oops.

Post # 11
Member
3762 posts
Honey bee
  • Wedding: May 2010

Yea I think Car Insurance is the biggest one that needs to be taken care of relatively soon.  Also if you need to change any beneficiaries for life insurance or things like that.  If you have a living will or something you may want to revise as well so your husband can make decisions for you if you can’t. 

I got my email and phone changed at work but still in the process of getting the paperwork I need for driverslicense, passport, ssn, banks, etc.

Post # 12
Member
5978 posts
Bee Keeper

Ooh, how in the world could I forget health insurance?? You MUST change your health insurance within 31 days of a qualified life status change (your marriage), otherwise, you won’t be able to change it until your next open enrollment. So, if you’re going on his insurance or if he’s coming on yours and it’s through one of your companies, you need to do it immediately!!

Post # 13
Member
5496 posts
Bee Keeper
  • Wedding: April 2010

Yep, we did the health insurance change immediately upon returning home from the honeymoon (to be sure we’d make the deadline), then I spent 2 weeks changing my name. First I did the social security, then license and then on to the fun ones- student loans, credit cards, utilities, etc. That’s all we had to do. Wasn’t too bad! I made a zillion calls in one day to just get it over with. Only a few required me to fax documentation. The others did the name change right over the phone. Now, if only I could get used to the last name. Been 10 weeks and I’m still not used to it. 🙂

Post # 14
Member
950 posts
Busy bee
  • Wedding: June 2010

@AnamCara: Awesome post…I totally needed a mini-checklist to get started on before we head out for our honeymoon.  Thanks for posting!

 

Post # 15
Member
1104 posts
Bumble bee

I’ve been married over 6 months and just finished changing my name on all the official stuff last week, so don’t worry 🙂 We already had joint bank accounts and mortgages etc so didn’t have to do anything there. We don’t have a will yet, I’m not sure we will bother until we have children but if we get around to it we might just in case something happens to both of us (heaven forbid). This week is the new financial year in Australia, so we will be getting an accountant to do our joint taxes for us (since we bought an investment property this year) – that’s probably the first thing we’re doing that we didn’t do when we were living in sin 🙂

Post # 16
Member
14702 posts
Honey Beekeeper
  • Wedding: June 2011

Life insurance, it is always the one thing my dad recomends to newlyweds.  If you buy it young the price is cheap.  It is one of those things that sucks to think about, but is really important.  I hope that you will never need it.  I have seen far to many couples wait to long to get it and they either price themselves out or it wasn’t there when they did need it.  It was one of the first purchases we made when we got engaged .

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