(Closed) Pre-paying hospital and OB before birth?

posted 6 years ago in Pregnancy
Post # 3
Member
2190 posts
Buzzing bee
  • Wedding: June 2011

Wow, I haven’t heard of that at all. We were sent the bill with our first 2-3 weeks after and not only did my obgyn have payment plans but he was really open to negotiating the costs down. Yikes…I hope he keep it that way for our second child!!

Post # 4
Member
2871 posts
Sugar bee
  • Wedding: March 2011

yes and it took me by surprise too!

I had to pay what they estimated to be 20% of the total bill over 4 payments (30 days apart).

My insurance covers 80% the rest is out of pocket.

Post # 5
Member
14496 posts
Honey Beekeeper
  • Wedding: June 2011

I never heard of that either, but I’m not sure why anyone would want to do that.  I dont prepay anything I dont have to.  Why should I give up my money for them to earn interest on any sooner than I have to than to keep it in my account working for me instead?

Post # 6
Member
7587 posts
Bumble Beekeeper
  • Wedding: December 2010

Hmm I wonder what will happen with us? I will have to ask at my next appt to find out.

Post # 7
Member
2142 posts
Buzzing bee
  • Wedding: August 2010

Wait, what?! How can you pre-pay for something that can go in so many different ways??

Hm, I’ll have to add that to my list of questions to ask at my next visit.

Post # 8
Member
2871 posts
Sugar bee
  • Wedding: March 2011

@regberadaisy:  for us they estimated what a regular vaginal birth would be with an epidural.  I had to start paying for this at my 8 week appointment!

Post # 9
Member
2142 posts
Buzzing bee
  • Wedding: August 2010

@panterapeach:  

Interesting. I can see the benefit of having the payments spread out and mostly done with pre-baby!

Post # 11
Member
2142 posts
Buzzing bee
  • Wedding: August 2010

@Marriedandlovingit:  

That is a VERY good point.

For my office they deliver at two hospitals. One for low risk and one for high risk (they have a NICU). So what happens if at the end you are deemed high risk and end up going to the other one?

Hm. Definitely have to ask.

Post # 12
Member
5498 posts
Bee Keeper
  • Wedding: September 2010

I paid the OB, but I haven’t gotten anything from the hospital yet. It would be nice to start paying now, since we won’t make as much later on.

Post # 13
Member
720 posts
Busy bee
  • Wedding: August 2009

With our first baby, we paid the OB’s fees over the first several visits.  Sorry I can’t remember how many but we were done at least a month before the baby was due.  I could do basic pre-registration with the hospital maybe a month before.  They called me a few weeks out and asked if I wanted to pre-pay.  If I did, I got a reasonable discount.

Post # 14
Member
5655 posts
Bee Keeper
  • Wedding: April 2011

That’s crazy! We’re having a homebirth so any hospital fees would come just like if I had to go to the ER and go from there… which IF I have to transfer I’m an automatic cesarean so we’re believing I won’t need that. =)

But for pre-paying the OB: what happens if it’s not your ob that delivers you? Is it that your payment just goes to the “practice” & whoever delivers gets it?…

Post # 15
Member
1189 posts
Bumble bee
  • Wedding: March 2010

I had to pay what they estimated I would owe for the birth, after insurance covered 80%, by 20 something weeks. I get billed for everything else, and all of the OB appointments, afterward.

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