Since everyone keeps mentioning it, no my University doesn’t offer medical coverage of any kind, and it a privately run school, so no government funded/provided health coverage either. I am in my senior year of my undergrad and my fiancee is going back to start his masters degree (at the same University) after three years of trying to get a job in his undergrad degree field.
We are already living together, but not in the typical sense, both to moral beliefs and religious preferences. We live with his parents, since one it saves money on bills and rent, and two so far my fiancee has not found a long term full time job that has enabled him to move out.
As for insurance, for the type of medical coverage that both of us need, and our preexisting conditions and medications, a higher priced medical coverage is needed, but when I said $300-500, I meant for both of us.
As for prioritizing our spending, we have done everything we can. His car is a 1996 model which luckily gets good gas milage, and since he is under his parents car insurance its less than a $100 a month, and I don’t have a car. Our phones are month-to-month phones that cost $25-30 each a month. Other than a credit card bill for covering food and other necessities when money has been scarce (which is about $100/month) and student loans for him to repay, there is little money left over, and we do what we can to save. Trust me, we are very responsible with both money and resources.
There is no way my fiancee can stay on his parents insurance past this coming May because he is reaching the age limit, and I am unable to stay on my parents insurance once I graduate from my undergrad, which are at the same time, by sick irony.
Our dates in the past have been reasonable, just the jobs that we both have interviewed for have come back a short while late, after showing strong interest, and no hired, either due to lack of experience, being young and in college/just out of college, or conflicts with work time due to religious practices.
I hope this helps clarify things a bit, but all I really wanted was encouragement. Waiting is shortly becoming not an option, for several reason. One, I am having difficulties finding grant money and scholarship money to cover the rising cost of tuition and housing at my school. The time limit on my fiancee’s health insurance coverage is another.
Support is mainly what I need right now, because it gets very disheartening when someone wants to know about your situation, and then after you explain it all they can say is that they wish they could help.
Thanks for the suggestions though.