(Closed) Question about getting added to FH's checking account after marriage

posted 4 years ago in Money
Post # 3
Member
2401 posts
Buzzing bee
  • Wedding: October 2012

@Bunny_the_Bride:  It takes I think 48 hours to have your name changed on your SS and 2 weeks for your new ID to come in.

Post # 4
Member
12632 posts
Honey Beekeeper
  • Wedding: November 1999

I got my name changed at Social Security on Wednesday morning.  It took me 20 minutes from when I got there until I left.  I went to the DMV and was out half an hour later.  DH and I then went to the bank where we opened a joint account.  By noon, my name was changed and bank accounts opened.  

Passports are the only thing that a while since you have to mail it, wait, and get it sent back.

Post # 7
Member
838 posts
Busy bee
  • Wedding: March 2008

@Bunny_the_Bride:  We added each other to our checking accounts a week BEFORE the wedding. It actually took me one day to change my name at DMV and social security. I went to the DMV with our marriage certificate, they changed my name and gave me temporary ID, went to social security and did the same thing.

 

With the TEMPORARY ID’s I was able to change my name on the bank accounts. My new social came in a week, my driver license in 2 weeks.

Post # 8
Member
838 posts
Busy bee
  • Wedding: March 2008

@Bunny_the_Bride:  I got married in GA. We happened to be home the Monday after the wedding so instead of mailing it, we dropped it off at the courthouse. In 10 minutes, we had our marriage certificate and a certified copy. 

 

That wouldn’t happen in Los Angeles where I am from, but it may work that same way in other states. Just check.

Post # 9
Member
384 posts
Helper bee

You can just add your name now and then change it later at your convenience. My FI and I are not married and weve had a joint checking for over a year now… I just plan on going when I get all my documents back to change my name at the bank.

Post # 11
Member
6124 posts
Bee Keeper
  • Wedding: August 2012

@Bunny_the_Bride:  

 

I just waited to order checks.  It took me 5 months to START to change my name, but the actual process takes less than 2 weeks.

 

If you need a check, they can print a sheet of three f them for free or a couple bucks.  That’s how I got buy if we needed checks.

 

For my debit card, yes it will be in your maiden name.  Then when you officially change it it’s easy to update your name change and get a new card.  That is less of a hassle than ordering 200 new checks, changing your name and having to get more checks.  200 was the smallest increment we could get (or just print 3 at a time at the counter).

It took a couple weeks for the marriage certificate to arrive.

Post # 12
Member
9956 posts
Buzzing Beekeeper
  • Wedding: December 2012

You need to have some sort of documentation in hand that proves you’ve changed your name… to make it all happen.

A Marriage License… isn’t that document (that just says you have met the requirements to be married legally in the jurisdiction)

A Legally Registered Marriage Certificate is what you need to present.

A Marriage Ceritificate is granted by the Authorities after your Officiant marries you, signs the license… and the State / Province / Country registers the marriage.

As other Bees have said, you can either have your Officiant submit the signed License… and then the State / Province / Country will mail you back the Marriage Certificate… OR you can submit it yourself at the Courthouse

Regular turnaround by mail is aprox 3 to 4 weeks in most places.

So ya, in most situations, you aren’t going to be able to have your Married Name on a Bank Account until you have that document in hand… sometime after the Wedding.

As far as Banks go, the change is really quick.  You show them some official ID that has already been changed over (Driver’s License, Social Insurance, Passport) and they make the switch immediately.

Infact, if you want, some Banks will also allow you to make a note on your account of your Maiden Name… so that if any cheques should come to you in the future (or are oustanding) they will be passed thru without hassle… and not seen to be 3rd Party Cheques… which most Banks nowadays do not accept.

Hope this helps,

 

Post # 13
Member
3830 posts
Honey bee
  • Wedding: August 2013

@abbie017:  I hope my day goes this smoothly. I’m planning to do all of this within the 4 days after our honeymoon that I’m taking off from work.

Post # 14
Hostess
3376 posts
Sugar bee
  • Wedding: May 2013

@Bunny_the_Bride:  I went into the SS office to get my name changed last Thursday. I waited in line for 10 minutes before they opened, then 20 minutes once I got there. They said within 2 weeks I would have my new card, and I received it on Monday. I have to go and get my driver’s license still, but I have a different situation since mine is a state transfer as well. 

 

We got our signed marriage license within 5 business days of sending it in. We purchased one certified copy from the courthouse (it was $7.50) and I took that and our marriage certificate around with us everywhere. But the license itself is what most places want.

We aren’t doing a joint account and I don’t have a bank account (I use a prepaid card and cash my checks at Walmart), but I’m pretty sure that’s a really easy change as well. 

 

 

 

Post # 15
Member
331 posts
Helper bee
  • Wedding: May 2014

I work at a bank and we can use the temporary paper the dmv gives you. In the situation that you’re already on an account and need to change your last name, we just make a copy of the marriage license and change the name.  Its all pretty quick! 🙂

Post # 16
Member
990 posts
Busy bee
  • Wedding: June 2013

As a banker I will tell you this. It is simple to add him as a signer and turn it into a joint account but don’t do it! You need to have your own seperate accounts as well as a joint especially in the beginning. To often we see couples jump into this and then it causes financial strife and burden.

AS far as the name a bank needs your ID and a marriage certificate to do this if your Id has your maiden name

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