- 5 years ago
- Wedding: September 2012
I’m hoping someone can share some insight on my current situation. Basically got married on 09.08 and we got pregnant on the honeymoon! (yay!) I just found this out a few days ago. My job is most likely being eliminated at the end of this year so I’d been applying for new jobs and got a call for one I really want. I had an interview yesterday and I’m almost certain that I will be getting the job.
The question I have is, my husband put my on his work insurance a few days ago. He says it becomes retro-active to our wedding date. If I get this new job, I won’t have insurance thru them until 30 days. I do have insurance currently thru my current employer.
So….I guess my question is, if I get this new job and my current insurance is cancelled…can my husbands insurance try to call the pregnancy a pre-existing condition and not cover me? I’m so freaked out that I’m going to quit my job and end up with no insurance for this pregnancy.
From everything I’ve looked up online, it seems like insurance can’t consider pregnancy a pre-existing condition if I have group insurance now and then switch jobs or get added to my husbands insurance. It looks like the only way they could call it pre-existing is if I went from having no insurance and then got on his, or got it thru my job.
Can anyone verify this? I’m so scared his insurance is going to try to say I was pregnant before I got on his insurance since I’m pretty sure I literally got pregnant 3 days after the wedding. I should hear if I get this job tomorrow and I’d hate to quit my job and then find out I’m screwed and won’t be covered.
Anyone have any experience with this???? I’m freaking out!