(Closed) Questions about short-term disability/maternity leave

posted 12 years ago in Babies
Post # 3
1640 posts
Bumble bee
  • Wedding: August 2010

I think it depends on what state you are in.  Also, I think your doctor has to say your are not able to work.

Post # 4
2148 posts
Buzzing bee
  • Wedding: May 2011

It depends on the company, but most companies do offer short term disability that pays 66% of your salary (at least my company does) while you are out on maternity leave.

Having said that…some companies require employees to use up all of their other available time first: vacation, sick time, personal days, etc before short-term disability kicks in.Other companies allow the employees to choose. I think my company allows us to choose a combination of STD, vacation, and sick time.

Post # 6
1475 posts
Bumble bee
  • Wedding: July 2010

I had just started talking with HR about my maternity leave when Moose became an Angel Baby. In the end, I got my 6 week maternity leave with full pay even though the HR person gave me a hard time and wanted me to come to work the following week. Excuse me. No. Anyway, I think it’s determined by your state and company. In my case, it was up to the state.

Post # 7
1929 posts
Buzzing bee
  • Wedding: February 2008

@JsDragonfly:Any chance, given that you are a few years out, that you could find a job that offers paid maternity leave?


Post # 9
8375 posts
Bumble Beekeeper
  • Wedding: June 2009

At my company you get 6 weeks paid maternity leave (8 weeks for a c-section). But if you have a pregnancy-related complication that prevents you from coming to work, that gets extended with a doctor’s note. It’s not “disability” because it’s just a paid leave.  So if you have a premie baby that prevents you from returning to work, that’s a really nice benefit. Afterwards, you can enact the FMLA thing, but i am not sure how it works for that. I have a friend who had a baby and is enacting FMLA before her husband deploys, though, so they all get a little more time together. If you are literally unable to work, i could see how that could be a disability issue, but at my company they just extend your paid maternity leave. I bet you have to be real messed up to get that, though!!!They don’t make you exhaust your other options here, though.

Good luck, JS! Companies without benefits really suck and I think it just varies depending on the companies. Some of my friends work for places where they get partial pay and some get full pay and some are just S.O.L, depending if they have worked there for awhile or not.

Post # 10
61 posts
Worker bee
  • Wedding: October 2010

Look into your short term disability and get ALL the information you can.  I looked into it recently and we have the option of adding the term for getting paid a certain percentage of your salary (thankfully mine is pretty high) for 6 or 8 weeks.  Then, the rep tells me that there is a 2 week waiting period before benefits go into place.  That takes 2 of those weeks noted above.  So in actuality, I only get paid for 4 or 6.  That depends on natural birth or c-section.

Oh, and I have to use every bit of my PTO (Paid Time Off instead of Vacation and Sick time) before I can use the Short Term Disability.

DEFINITELY check into every option you have at your work.  OH and make sure you set this up before you’re pregnant.  They won’t let you use it for maternity if you add it while you are pregnant. 


Post # 12
660 posts
Busy bee
  • Wedding: December 2009

Does your work have Aflac?  A friend of mine had an oops pregnancy, and thought she was going to be out of luck, but when consulting with HR realized she signed up for Aflac when she started, so she’s covered.

Post # 13
1929 posts
Buzzing bee
  • Wedding: February 2008

Not to hijack the thread, but it just amazes me how horrible maternity benefits are in this country.  My company is very generous (12 weeks paid) but that is nothing compared to what my same company offers in other countries (6 months paid in England!).  People who come here from other places are appalled at the 12 weeks and they don’t even realize that this considered extremely generous…

Post # 14
278 posts
Helper bee
  • Wedding: September 2010

I was just looking into this at my job yesterday and was AMAZED to discover that there were no paid maternity benefits.  I work for the state and really figured that there would be something… anything… but all we have is FMLA that guarantees that your job will still be here when you get back.  It really is terrible that the US has such horrible maternity benefits. 

Post # 16
1141 posts
Bumble bee

I have it through my company, not my state.  I think you can get a policy BEFORE you become pregnant, on you own.  A few of my pregnancy planning books cover laws & other policies (like insurance) that are helpful to consider, so you might want to peruse the library or your local bookstore, if google isn’t panning out.

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