(Closed) Rear-ended recently. He made a suggestion. Is this a bad idea?

posted 5 years ago in Legal
Post # 3
7173 posts
Busy Beekeeper

I’ve done this before and it worked out well!

Just don’t accept payment from him directly – meaning, have him pay the shop directly.  That way, if anything happens with his payment, you aren’t left in the lurch!

Post # 5
4803 posts
Honey bee
  • Wedding: September 2011

I’d do it, but that’s mostly because here in Michigan we have no fault insurance, so my policy rates actually go up even if I wasn’t the cause of the accident! Which I think is pretty nuts, so yeah if I could have him pay to get it fixed without dealing with insurance, why not?

Post # 6
452 posts
Helper bee
  • Wedding: May 2013

@qwerty2k1:  I’ve done the same before.  Just make sure the place is reputable and you’re happy using them.  If you were to go through insurance (his) you would be able to get quotes and pick where you go, so don’t let him pressure you if you’re not happy with the place you’re going.  It’s nice to do it this way so it doesn’t sky rocket this guys insurance premiums. 

One established business in our town painted Fiance bumper the wrong color (I can’t tell, but my brother who works on cars says so) because the person paying picked the place that was cheapest/they knew someone there.

Post # 8
9082 posts
Buzzing Beekeeper
  • Wedding: December 2012

Just make sure the shop is a decent one and have him pay the shop, not you.  If you’re both willing to work it out without the court getting involved, I don’t see any harm. No increased insurance rates and no potential license dings for anyone.

Post # 10
8472 posts
Bumble Beekeeper
  • Wedding: July 2012

I agree with Hyperventilate & oracle.

Post # 12
11234 posts
Sugar Beekeeper
  • Wedding: August 2013

@Wonderstruck: Ughhhhhh yessss. Fuck Michigan’s no fault insurance bullshit. Our insurance rates are some of the highest in the country because of it. 

Post # 13
2207 posts
Buzzing bee
  • Wedding: June 2014

I’ve been on the other end (i hit someone and didn’t want my insurance to go up so I suggested I just pay for their repairs since my car looked fine). They got a quote to repair their car and emailed me a picture of it, i sent them a check for the repairs… Wish I had paid the repair place because I wonder if they actually got their car fixed, but either way I was happy with how it went. It helped that we worked at the same company so they trusted me more. 

Post # 14
1671 posts
Bumble bee
  • Wedding: June 2014

@qwerty2k1:  Depends on the state. I would just double check with the shop and see what they think, although maybe biased and want you to go through insurance.

Anyway, I have had problems on my car show up 3 or 4 months after an accident that are clearly from the accident and I just call the insurance company and have them take care of the damage. If you don’t report it then you can’t go back to the insurance company if something isn’t fixed properly.

Post # 16
1671 posts
Bumble bee
  • Wedding: June 2014

@qwerty2k1:  Yes I would just make sure you go to a really good shop, that is going to be very detailed. I just had a very bad experience with this accident (hit by a drunk driver running a red). And it is now a year and a half later and I’m still finding things they didn’t repair. 


However that was a bad accident, so as long as you get your car really checked out you should be fine.

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