(Closed) Ring Insurance

posted 7 years ago in Rings
Post # 3
Member
1940 posts
Buzzing bee
  • Wedding: July 2010

I would just get it appraised.  With most insurances, if they find out you weren’t 100% truthful (even tiny things), they can cancel the policy after the fact.  We insured our jewlery through our home owners/ renters policy and they needed a copy of the receipt or appraisal.

Post # 4
Member
4803 posts
Honey bee
  • Wedding: August 2012

I would get it appraised. The value can change and also you don’t want the policy to be invalid for some reason.

Post # 5
Member
4653 posts
Honey bee
  • Wedding: August 2013

I had my jewerly under my parents home owners but when i moved out into my own place i had to get it apraised to put in on my renters insurance. Even though it was only off my parents for 3 days and it was with the same company… Just do it you dont want them to have a loop hole if something were to happen to your ring…

Post # 7
Member
254 posts
Helper bee
  • Wedding: July 2012

The FAQs on the Jewelers Mutual site says the appraisal needs to be in the last 18 months.

So there ya go, lol. 🙂

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